1091 Davis Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 1091 Davis Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,215 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Jul 1998)
Tax Bill	$844 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077041 01405`

Property Details

APN / Parcel Number

Primary APN	`077041 01405`
Alternative APN	`041 01405`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	338 sqft
Carport	Carport
Carport Area	338 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1091 DAVIS RD
City	DUNLAP
State	TN
Zip	37327-4573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FLOOD
Legal Description	DISTRICT: 1
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1064
Census Tract	60103

Owner

Source: Sequatchie County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage IMPERIUM LENDING LLC
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 3, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 1998 · Amount on Record
Deed Sale	Jul 10, 1998 · Amount on Record
Prior Sale	May 3, 1998 · Amount on Record
Deed Book / Page	111 / 244
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000918
Date	Mar 25, 2026
Book Page	480/811
Instrument	26000918

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.19%
Max Rate At Change	5.19%
Index	1-Year CMT
Max Rate	5%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000734
Date	Mar 11, 2026
Book Page	479/2916
Instrument	26000734

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	755 W BIG BEAVER RD STE 625, TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 DAVIS RD, DUNLAP, TN 37327-4573

Mortgage

Document Number	0000002853
Date	Oct 3, 2022
Book Page	448/335
Instrument	22002853

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEQUATCHIE TN
Property Address	1091 DAVIS RD, DUNLAP, TN 37327-4573
Document Number	0000002623
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1091 DAVIS RD DUNLAP TN 373274573, DUNLAP, TN 37327-4573

Mortgage

Document Number	0000002623
Date	Dec 19, 2019
Book Page	000391/000271
Instrument	2623

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00	$45,975 (-) Land $9,750 Building $36,225
2023	$844.00 (+36.79%)	$45,975 (+82.08%) Land $9,750 Building $36,225	$183,900 (+82.08%) Land $39,000 Building $144,900
2022	$617.00	$25,250 Land $6,625 Building $18,625	$101,000 Land $26,500 Building $74,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 89% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

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