1091 Co Rd 541, Valley, AL 36854 Property Records

Chambers County property record for 1091 Co Rd 541, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,932 sqft · built 2010
Lot Size	0.662 acres (28,840 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Sep 2015)
Tax Bill	$874 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-20-02-03-0-001-019.027`

Property Details

APN / Parcel Number

Primary APN	`12-20-02-03-0-001-019.027`
Alternative APNs	`2002030001019027` `413645`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,840 sqft (0.662 acres)
Lot Dimensions	280 ft deep x 103 ft wide
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	507 sqft
Utility Building	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	413645
Street Address	1091 COUNTY ROAD 541
City	VALLEY
State	AL
Zip	36854-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 FAIRVIEW SUB. PHASE III F.C. E SL. 95B IN NW1/4 OF NE1/4. S3 T20N R28E
Legal Range	28
Legal Township	20
Legal Section	03
Legal Subdivision	FAIRVIEW SUB
Legal Phase	111
Legal Tract	25
Legal Lot Number	25
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2035
Census Tract	954300

Owner

Source: Chambers County records · APN 12-20-02-03-0-001-019.027

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1091 COUNTY ROAD 541, VALLEY, AL 36854-7129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2015 · Amount on Record
Deed Sale	Sep 08, 2015 · Amount on Record
Deed Document Number	20153164
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1091 COUNTY ROAD 541, VALLEY, AL 36854-7129
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4598
Date	Nov 02, 2020
Book Page	2020/4598

Lender

Name	AUBURNBANK
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (+17.63%)	$62,504 (+226.22%) Land $2,920 Building $59,584	$312,520 (+63.12%) Land $14,600 Building $297,920
2023	$743.00 Additional exemption filed	$19,160 (-) Land $1,460 Building $17,700	$191,590 (-) Land $14,580 Building $177,010
2022	$743.00 Additional exemption filed	$19,160 Land $1,460 Building $17,700	$191,590 Land $14,580 Building $177,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 55 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.