1091 Cielo Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1091 Cielo Ln, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,948 sqft · built 1963
Lot Size1.01 acres (44,431 sqft)
OwnerCompany Name on File
Tax Bill$3,156 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN092-423-002

Property Details

APN / Parcel Number

Primary APN092-423-002

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
1st Floor Area1,948 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area44,431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1091 CIELO LN
CityNIPOMO
StateCA
Zip93444-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTR 275 BL 3 LT 2
Legal Tract275
Legal Block3
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2006
Census Tract12405

Owner

1091 Cielo Ln is owned by a company that acquired it in July 2009 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address1091 CIELO LN, NIPOMO, CA 93444-9750
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 6, 2009
Transfer Doc0000038662
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1091 CIELO LN, NIPOMO, CA 93444-9750
Document Number0000015587
Instrument DateMar 14, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1091 CIELO LN NIPOMO CA 934449750, NIPOMO, CA 93444-9750

Mortgage

Document Number0000015587
DateApr 10, 2017
Instrument15587
Lender
NameGREENLIGHT LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Cielo Ln was $3,156 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$309,631 (+2%) Land $109,505 Building $200,126
2025$3,156.00 Homeowner's exemption$303,560 Land $107,358 Building $196,202
2023$3,012.00 (+1.59%) Homeowner's exemption$291,774 Land $103,190 Building $188,584
2022$2,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1091 Cielo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Cielo Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - NIPOMO
private · serves 4,512 people · EPA ID CA4010018
Water SourcePurchased surface water from NIPOMO COMM SERVICES DIST
Last State InspectionSep 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Advanced Wireless, Ranch Wifi, Verizon.

Nearby Properties on Cielo Ln

Nearby Streets

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