1091 Chadwick Cir, #85, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 1091 Chadwick Cir, #85, Bay Point, CA 94565

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 940 sqft · built 1985
Lot Size	0.028 acres (1,204 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Sep 2021)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093-220-033`

Property Details

APN / Parcel Number

Primary APN	`093-220-033`
Alternative APNs	`093-220-033-0` `0973600331`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	1,204 sqft (0.028 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1091 CHADWICK CIR, 85
City	BAY POINT
State	CA
Zip	94565-3228
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P1
Legal Description	T6392 U85
Legal Subdivision	SUBDIVISION 6392
Legal Tract	6392
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2002
Census Tract	314105

Owner

1091 Chadwick Cir, #85 is owned and occupied by two individuals who bought it in September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1091 CHADWICK CIR, 85, BAY POINT, CA 94565-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Intrafamily Transfer, Transfer
Sep 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage GUARANTEED RATE INC
Sep 29, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	2021270029
Prior Transfer Date	Sep 9, 2017
Prior Transfer Doc	0000174574
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 12, 2024
Property Address	1091 CHADWICK CIR # 85, 85, BAY POINT, CA 94565-3228
Document Number	0000013463
Map Reference	MB 278 PG 6
Instrument Date	Feb 12, 2024
Instrument	2024-013463
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1091 CHADWICK CIR # 85, 85, BAY POINT, CA 94565-3228

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1091 CHADWICK CIR # 85, 85, BAY POINT, CA 94565-3228
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 CHADWICK CIR 85, 85, BAY POINT, CA 94565-3228

Mortgage

Document Number	0000270032
Date	Sep 29, 2021
Instrument	2021-270032

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2021
Property Address	1091 CHADWICK CIR # 85, 85, BAY POINT, CA 94565-3228
Document Number	0000270029
Map Reference	MB 278 PG 6
Instrument Date	Sep 17, 2021
Instrument	2021-270029
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1091 CHADWICK CIR # 85, 85, BAY POINT, CA 94565-3228

Mortgage

Document Number	0000270030
Date	Sep 29, 2021
Instrument	2021-270030

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000270031
Date	Sep 29, 2021
Instrument	2021-270031

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 25, 2017
Property Address	1091 CHADWICK CIR # 85, 85, BAY POINT, CA 94565-3228
Document Number	0000174574
Instrument Date	Sep 9, 2017
Instrument	174574
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1091 CHADWICK CIR BAY POINT CA 945653228, BAY POINT, CA 94565-3228

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Chadwick Cir, #85 was $4,382 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$277,000 (-14.77%) Land $111,486 Building $165,514
2025	$4,382.00 Homeowner's exemption	$325,000 Land $130,806 Building $194,194
2023	$4,133.00 (-4.59%) Homeowner's exemption	$310,000 Land $125,000 Building $185,000
2022	$4,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1091 Chadwick Cir, #85 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Chadwick Cir, #85 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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