Fulton County property record for 1091 Blacks Mountain Rd, Waterfall, PA 16689
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 2,843 sqft · built 1900 |
| Lot Size | 29.6 acres (1,293,296 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,980 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-003.-000 |
| Primary APN | 08-05-003.-000 |
|---|
| Building Area | 2,843 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 1,293,296 sqft (29.6 acres) |
| Street Address | 1091 BLACKS MOUNTAIN RD |
|---|---|
| City | WATERFALL |
| State | PA |
| Zip | 16689-7232 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Jurisdiction | FULTON PA |
| Township / Civil Division | TAYLOR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960200 |
1091 Blacks Mountain Rd, an agricultural property, is owned by two individuals who acquired it in July 2008.
Source: Fulton County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1091 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7232 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK/ORBISONIA |
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF ORBISONIA |
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2008 |
| Deed Sale | Jul 31, 2008 |
| Deed Document Number | 20081591 |
| Deed Book / Page | 501 / 496 |
| Prior Transfer Date | Apr 3, 2008 |
| Prior Transfer Doc | 000496/845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON PA |
| Recording Date | Apr 8, 2026 |
| Property Address | 1091 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7232 |
| Document Number | 0000000429 |
| Book / Page | 731 / 88 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 0000000429, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 731/88 |
| Instrument | 2026429 |
| Name | COMMUNITY STATE BANK/ORBISONIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON PA |
| Property Address | 1091 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7232 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1091 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7232 |
| Document Number | 000729/469 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 729/469 |
| Instrument | 2026-000217 |
| Name | COMMUNITY STATE BANK OF ORBISONIA |
|---|---|
| Type | Bank |
| Address | 478 RIDGLEY ST, ORBISONIA, PA 17243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON PA |
| Property Address | 1091 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7232 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1091 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7232 |
| Document Number | 000697/529 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 697/529 |
| Instrument | 2023-000469 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | SHIPPENSBURG, PA 17257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1091 Blacks Mountain Rd was $3,980.
Source: Fulton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fulton County |
| County Subdivision | Taylor Township |
| Unified School District | Forbes Road School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,980.00 | $78,580 (-) Land $27,100 Building $51,480 | |
| 2025 | $3,980.00 | $78,580 Land $27,100 Building $51,480 | |
| 2023 | $3,826.00 | $78,580 Land $27,100 Building $51,480 | |
| 1990 | $78,580 Land $27,100 Building $51,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1091 Blacks Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2004–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1091 Blacks Mountain Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Upward Broadband Fixed Wireless | 400 / 100 |
May also be available: Frontier, Verizon.
5G and 4G LTE (outdoors only)
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