1091 Bay Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1091 Bay Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,083 sqft · built 1937
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Sep 2012)
Tax Bill	$6,555 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 078.18-1-9`

Property Details

APN / Parcel Number

Primary APN	`265489 078.18-1-9`
Alternative APNs	`54890781800001009000` `02328950000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	1,471 sqft
Upper Floors Area	612 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	417 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	247 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02328950000
Street Address	1091 BAY RD
City	WEBSTER
State	NY
Zip	14580-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0035-14-07
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2002
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1091 BAY RD, WEBSTER, NY 14580-1863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2012 · Amount on Record
Deed Sale	Sep 4, 2012 · Amount on Record
Deed Document Number	2012101
Deed Book / Page	11162 / 605
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 21, 2026
Property Address	1091 BAY RD, WEBSTER, NY 14580-1863
Document Number	0003422993
Book / Page	31328 / 621
Instrument Date	May 1, 2026
Instrument	20263422993
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROPERTY SOLUTI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 BAY RD, WEBSTER, NY 14580-1863

Mortgage

Document Number	0003422993,
Date	May 21, 2026
Book Page	31328/621
Instrument	20263422993

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1091 BAY RD, WEBSTER, NY 14580-1863
Document Number	0000000083
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 BAY RD WEBSTER NY 145801863, WEBSTER, NY 14580-1863

Mortgage

Document Number	0000000083
Date	Oct 4, 2018
Book Page	027787/000334
Instrument	83

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,555.00 (+1.08%)
2025	$6,485.00 (+17.27%)	$133,300 (-) Land $31,900 Building $101,400	$277,700 (+20.84%) Land $66,456 Building $211,244
2023		$133,300 (-) Land $31,900 Building $101,400	$229,800 (+10.32%) Land $54,993 Building $174,807
2022		$133,300 Land $31,900 Building $101,400	$208,300 Land $49,848 Building $158,452
2021	$5,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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