Oakland County property record for 1091 Ashley Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,548 sqft · built 1969 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Jun 2025) |
| Tax Bill | $4,103 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-352-010 |
| Primary APN | 88-20-11-352-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Basement Area | 1,275 sqft |
| Unfinished Basement | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 77 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1091 ASHLEY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 11 EAST LONG LAKE ESTATES SUB. LOT 87 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 11 |
| Legal Subdivision | EAST LONG LAKE ESTATES |
| Legal Lot Number | 87 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 196100 |
Source: Oakland County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1777 KIRTS BLVD, 216, TROY, MI 48084-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LEVEL ONE BANK |
| Jul 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 202577291 |
| Deed Book / Page | 60312 / 858 |
| Prior Transfer Date | Jul 1, 2020 |
| Prior Transfer Doc | 0000159813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 10, 2026 |
| Property Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Document Number | 0000118377 |
| Book / Page | 61441 / 273 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026118377 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Document Number | 0000118377, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 61441/273 |
| Instrument | 2026118377 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 27, 2025 |
| Property Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Document Number | 0000077291 |
| Book / Page | 60312 / 858 |
| Map Reference | LB 122 PG 1-3 |
| Instrument Date | Jun 4, 2025 |
| Instrument | 77291 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Name | Verified Name |
|---|---|
| Address | 1777 KIRTS BLVD APT 216, 216, TROY, MI 48084-4329 |
| Document Number | 0060278826 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 60278/826 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 12, 2020 |
| Property Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Document Number | 0000159813 |
| Book / Page | 54646 / 538 |
| Map Reference | LB 122 PG 1-3 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 159813 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Document Number | 0054646539 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 54646/539 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 20, 2018 |
| Property Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
| Document Number | 0000120053 |
| Book / Page | 52013 / 00792 |
| Map Reference | LB 122 PG 1-3 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 120053 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,627.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1091 ASHLEY DR, 1091, TROY, MI 48085-3418 |
| Name | Verified Name |
|---|---|
| Address | 1091 ASHLEY DR, TROY, MI 48085-3418 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,103.00 (-3.84%) | ||
| 2023 | $259,260 | ||
| 2022 | $4,267.00 | $129,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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