1091 Allen Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1091 Allen Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1945
Lot Size	2 acres (87,207 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2026)
Tax Bill	$2,598 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-023-3013-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-023-3013-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	826 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	87,207 sqft (2 acres)
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1091 ALLEN RD
City	KIMBALL
State	MI
Zip	48074-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	N 134 FT OF S 1027.3 FT OF E 1/2 OF E 1/2 OF SE 1/4 2 A SEC 23 T6N R16E
Legal Range	16E
Legal Township	06N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5009
Census Tract	634600

Owner

1091 Allen Rd is owned and occupied by an individual who bought it in April 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	540 MARGARET ST, EAST CHINA, MI 48054-1554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Deed of Trust, Mortgage DANIEL S GRIFFIN & MICHELLE M GRIFFIN, H
Jul 29, 2025	Deed of Trust, Mortgage DANIEL S GRIFFIN & MICHELLE M GRIFFIN, H
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Dec 5, 2024 · Amount on File
Deed Document Number	20266399
Deed Book / Page	5912 / 271
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1091 ALLEN RD, KIMBALL, MI 48074-3202
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 SWAN CREEK RD, FAIR HAVEN, MI 48023-2565

Mortgage

Document Number	0005767583
Date	Nov 20, 2024
Book Page	5767/583
Instrument	2024020773

Lender

Name	DANIEL S GRIFFIN & MICHELLE M GRIFFIN, H
Type	Private Party
Address	PO BOX 130, MARINE CITY, MI 48039

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 18, 2025

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1091 ALLEN RD, KIMBALL, MI 48074-3202
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 SWAN CREEK RD, FAIR HAVEN, MI 48023-2565

Mortgage

Document Number	0000583528
Date	Jul 29, 2025
Book Page	5835/28
Instrument	2025013951

Lender

Name	DANIEL S GRIFFIN & MICHELLE M GRIFFIN, H
Type	Private Party
Address	PO BOX 130, MARINE CITY, MI 48039

Agreement

Amount	Amount on Record
Term	4 Months
Due	Nov 18, 2025

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1091 ALLEN RD, KIMBALL, MI 48074-3202
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MARGARET ST, EAST CHINA, MI 48054-1554

Mortgage

Document Number	0005905566
Date	Mar 16, 2026
Book Page	5905/566
Instrument	2026004678

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 6, 2026
Property Address	1091 ALLEN RD, KIMBALL, MI 48074-3202
Document Number	0000006399
Book / Page	5912 / 271
Instrument Date	Mar 12, 2026
Instrument	20266399
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$189,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MARGARET ST, EAST CHINA, MI 48054-1554

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1091 ALLEN RD, KIMBALL, MI 48074-3202
Document Number	0052430955
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 ALLEN RD KIMBALL MI 480743202, KIMBALL, MI 48074-3202

Mortgage

Document Number	0052430955
Date	Sep 8, 2020
Book Page	005243/000955

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 7, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Allen Rd was $2,598 with a homeowner's exemption, up 110.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (-0.18%)	$110,000
2025	$2,598.00 (+110.36%) Homeowner's exemption	$55,100
2024	$1,235.00		$110,200
2023		$51,900
2022	$1,153.00		$103,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1091 Allen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Allen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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