Fountain County property record for 1091 13th St, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,948 sqft · built 2003 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B082542000100 |
| Primary APN | 018B082542000100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000991860 |
|---|---|
| Street Address | 1091 13TH ST |
| City | COVINGTON |
| State | IN |
| Zip | 47932-1388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-01167-07 PT W1/2 SE 25-20-9 .361A MP B08-25-420-00100 |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 957800 |
1091 13th St is owned and occupied by an individual.
Source: Fountain County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1091 13TH ST, COVINGTON, IN 47932-1388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN TRUST CO |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 1091 13TH ST, COVINGTON, IN 47932-1388 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200840 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 202200840 |
| Name | FOUNTAIN TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 1091 13TH ST, COVINGTON, IN 47932-1388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001496 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 202001496 |
| Name | FOUNTAIN TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1091 13th St was $2,447 with a homeowner's exemption, up 1.6% from the year before.
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 (+1.62%) Homeowner's exemption | $271,900 Land $43,200 Building $228,700 | $271,900 Land $43,200 Building $228,700 |
| 2024 | $2,408.00 (-1.11%) | ||
| 2023 | $2,435.00 (-28.68%) | $241,900 (+3.02%) Land $37,000 Building $204,900 | $241,900 (+3.02%) Land $37,000 Building $204,900 |
| 2022 | $3,414.00 Homeowner's exemption | $234,800 Land $37,000 Building $197,800 | $234,800 Land $37,000 Building $197,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1091 13th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2005–2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1091 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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