10909 Xylon Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 10909 Xylon Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,262 sqft · built 1986
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$5,435 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-43-0002`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-43-0002`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,262 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	1,262 sqft
Basement Area	864 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	128 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	348 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	10909 XYLON AVE N
City	CHAMPLIN
State	MN
Zip	55316-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 B WESTWOOD NORTH 80 X 128.34
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	43
Legal Subdivision	WESTWOOD NORTH
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1011
Census Tract	26908

Owner

10909 Xylon Ave N is owned and occupied by an individual who acquired it in November 2018.

Source: Hennepin County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10909 XYLON AVE N, CHAMPLIN, MN 55316-3702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU
Sep 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 26, 2018
Transfer Doc	0005579311
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10909 XYLON AVE N, CHAMPLIN, MN 55316-3702
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05828550
Date	Apr 26, 2021
Instrument	T05828550

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10909 XYLON AVE N, CHAMPLIN, MN 55316-3702
Document Number	0005579312
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10909 XYLON AVE N CHAMPLIN MN 553163702, CHAMPLIN, MN 55316-3702

Mortgage

Document Number	0005579312
Date	Nov 30, 2018
Instrument	5579312

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10909 XYLON AVE N, CHAMPLIN, MN 55316-3702
Document Number	0005480868
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10909 XYLON AVE N CHAMPLIN MN 553163702, CHAMPLIN, MN 55316-3702

Mortgage

Document Number	0005480868
Date	Oct 3, 2017
Instrument	5480868

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10909 Xylon Ave N was $5,435 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,435.00	$361,900 Land $81,700 Building $280,200	$361,900 Land $81,700 Building $280,200
2023	$3,907.00 Homeowner's exemption
2022		$350,000 Land $87,000 Building $263,000	$350,000 Land $87,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10909 Xylon Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10909 Xylon Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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