10909 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 10909 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,219 sqft · built 1939
Lot Size	0.099 acres (4,305 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Sep 2026)
Tax Bill	$2,230 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-16-319-003`

Property Details

APN / Parcel Number

Primary APN	`25-16-319-003`
Alternative APN	`25-16-319-003-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,219 sqft Living Area
1st Floor Area	2,219 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10909 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	FRANK L (JOHNSONS)(NORTH) SHELDON HEIGHTS (SECOND) AD D SUB IN LTS 51 & 54 IN SCHOOL TRUSTEES SUB OF SEC SEC 16-37-14
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	JOHNSONS NORTH SHELDON HEIGHTS SECOND
Legal Lot Number	51,54
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3010
Census Tract	491100

Owner

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1160 S MICHIGAN AVE, 2104, CHICAGO, IL 60605-2961
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Deed Document Number	202626223
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0000047015
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 24, 2026
Property Address	10909 S NORMAL AVE, CHICAGO, IL 60628-3227
Document Number	0000026223
Instrument Date	Sep 18, 2026
Instrument	202626223
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1160 S MICHIGAN AVE, 2104, CHICAGO, IL 60605-2961

Mortgage

Document Number	0000026224,
Date	Sep 24, 2026
Instrument	202626726224

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,000 (-10.52%) Land $2,583 Building $14,417	$170,000 (-10.52%) Land $25,830 Building $144,170
2024	$2,230.00 (-19.09%)
2023	$2,756.00 (+4.04%)
2022	$2,649.00 (+370.52%) Homeowner's exemption Senior Citizen's exemption	$18,999 (-) Land $2,367 Building $16,632	$189,990 (-) Land $23,670 Building $166,320
2021	$563.00 Homeowner's exemption Senior Citizen's exemption	$18,999 Land $2,367 Building $16,632	$189,990 Land $23,670 Building $166,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20