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10909 Orchard Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 10909 Orchard Ave N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,288 sqft · built 2008
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on File
Last Sale$472,000 (Apr 2021)
Tax Bill$6,104 (2025)
Deeds & MortgagesDec 2022 Transfer
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-120-21-44-0086

Property Details

APN / Parcel Number

Primary APN33-120-21-44-0086

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,288 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,120 sqft
2nd Floor Area1,168 sqft
Basement Area1,145 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions120 ft deep x 84 ft wide
View / LotLake
Garage TypeAttached
Garage Area640 sqft

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck Area208 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address10909 ORCHARD AVE N
CityCHAMPLIN
StateMN
Zip55316-4520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 003 BLOCK 002 B NOKOMIS PASS E 84X120
Legal Range21
Legal Township120
Legal Section33
Legal Quarter44
Legal SubdivisionNOKOMIS PASS
Legal Block2
Legal Lot Number3
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group2
Census Block2011
Census Tract26906

Owner

10909 Orchard Ave N is owned by a company that acquired it in November 2022 and is owner-occupied.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Company Names on File
Mailing Address10909 ORCHARD AVE N, CHAMPLIN, MN 55316-4520
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Intrafamily Transfer, Transfer
Apr 1, 2021Warranty Deed, Transfer · Conventional Mortgage
TOPLINE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2021 · Amount on File
Deed SaleApr 1, 2021 · Amount on File
Prior SaleSep 26, 2016 · Amount on File
Deed Document Number202110940709
Last Transfer DateNov 18, 2022
Transfer Doc0011169526
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENNEPIN MN
Recording DateDec 14, 2022
Property Address10909 ORCHARD AVE N, CHAMPLIN, MN 55316-4520
Document Number0A11169526
Instrument DateNov 18, 2022
InstrumentA11169526
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10909 ORCHARD AVE N, CHAMPLIN, MN 55316-4520

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10909 ORCHARD AVE N, CHAMPLIN, MN 55316-4520

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateApr 1, 2021
Property Address10909 ORCHARD AVE N, CHAMPLIN, MN 55316-4520
Document Number0A10940709
Instrument DateMar 31, 2021
InstrumentA10940709
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyEXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,557.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10909 ORCHARD AVE N, CHAMPLIN, MN 55316-4520

Mortgage

Document Number0A10940714
DateApr 1, 2021
InstrumentA10940714
Lender
NameTOPLINE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10909 Orchard Ave N was $6,104 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,104.00$499,200 Land $95,000 Building $404,200$499,200 Land $95,000 Building $404,200
2023$5,441.00 Homeowner's exemption
2022$481,000 Land $110,000 Building $371,000$481,000 Land $110,000 Building $371,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10909 Orchard Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10909 Orchard Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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