10909 N 28th St, Tampa, FL 33612 Property Records

Hillsborough County property record for 10909 N 28th St, Tampa, FL 33612

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 1,272 sqft · built 1967
Lot Size0.135 acres (5,883 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Jul 2026)
Tax Bill$996 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140581-0000

Property Details

APN / Parcel Number

Primary APN140581-0000
Alternative APN
  • A172819433000003000050

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area1,876 sqft
1st Floor Area1,272 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1995
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,883 sqft (0.135 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1405810000
Street Address10909 N 28TH ST
CityTAMPA
StateFL
Zip33612-9202
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS-60
Legal DescriptionCOLLEGE VILLAGE SUBDIVISION S 60 FT OF LOT 5 BLOCK 3
Legal Range19E
Legal Township28S
Legal Section17
Legal SubdivisionCOLLEGE VILLAGE SUBDIVISION
Legal Tract433
Legal Block3
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2004
Census Tract202

Owner

10909 N 28th St, residential vacant land, is owned and occupied by an individual who bought it in July 2026.

Source: Hillsborough County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10909 N 28TH ST, TAMPA, FL 33612-9202
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2026 · Amount on File
Deed SaleJul 16, 2026 · Amount on File
Prior SaleMar 26, 2025 · Amount on File
Deed Document Number2026275284
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 16, 2026
Property Address10909 N 28TH ST, TAMPA, FL 33612-9202
Document Number0000275284
Instrument DateJul 13, 2026
Instrument2026275284
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyMILESTONE TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$307,545.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10909 N 28TH ST, TAMPA, FL 33612-9202

Mortgage

Document Number0000275285,
DateJul 16, 2026
Instrument2026275285
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10909 N 28th St was $996, down 67.1% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,960 (-6.08%) Land $48,960$48,960 (-6.08%) Land $48,960
2025$996.00 (-67.07%)$52,128 Land $48,960 Building $3,168$52,128 Land $48,960 Building $3,168
2024$3,025.00 (+8.97%)
2023$2,776.00 (+4.68%)$182,588 (-0.44%) Land $45,900 Building $136,688$182,588 (-0.44%) Land $45,900 Building $136,688
2022$2,652.00$183,390 Land $39,780 Building $143,610$183,390 Land $39,780 Building $143,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10909 N 28th St in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims61 (1985–2024)
Claims Outside the SFHA6 of 61
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 17 claims
  • Tropical Storm Debby, Jun 2012 · 5 claims
  • Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10909 N 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N 28th St

Nearby Streets

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