Orange County property record for 10909 Ledgement Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,210 sqft · built 2003 |
| Lot Size | 0.322 acres (14,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (May 2011) |
| Tax Bill | $6,201 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-28-3101-01-980 |
| Primary APN | 19-23-28-3101-01-980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,210 sqft Living Area |
| Gross Area | 4,277 sqft |
| 1st Floor Area | 2,788 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,011 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10909 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENMUIR UT 2 51/42 LOT 198 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | GLENMUIR UT 2 |
| Legal Tract | 3101 |
| Legal Block | 1 |
| Legal Lot Number | 198 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 17115 |
Source: Orange County records · APN 19-23-28-3101-01-980
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10909 LEDGEMENT LN, WINDERMERE, FL 34786-6423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 04, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2011 · Amount on Record |
| Deed Sale | May 02, 2011 · Amount on Record |
| Prior Sale | Jan 25, 2006 · Amount on Record |
| Deed Document Number | 2011230164 |
| Deed Book / Page | 10207 / 8587 |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 0000067501 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 04, 2021 |
| Property Address | 10909 LEDGEMENT LN, WINDERMERE, FL 34786-6423 |
| Document Number | 20210067501 |
| Map Reference | MB 51 PG 42-44 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 20210067501 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10909 LEDGEMENT LN, WINDERMERE, FL 34786-6423 |
| Document Number | 20210067502 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 20210067502 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 04, 2021 |
| Property Address | 10909 LEDGEMENT LN, WINDERMERE, FL 34786-6423 |
| Document Number | 0000067501 |
| Map Reference | MB 51 PG 42-44 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 20210067501 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10909 LEDGEMENT LN, WINDERMERE, FL 34786-6423 |
| Document Number | 0000067502 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 20210067502 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,241 (+2.7%) | $773,650 (-1.33%) Land $175,000 Building $598,650 | |
| 2025 | $6,201.00 (+4.55%) Homeowner's exemption | $394,587 (+5.99%) | $784,100 (+23.42%) Land $175,000 Building $609,100 |
| 2024 | $5,931.00 (+7.25%) | ||
| 2023 | $5,530.00 (+3.5%) Homeowner's exemption | $372,297 (+3%) | $635,333 (+14.69%) Land $95,000 Building $540,333 |
| 2022 | $5,343.00 Homeowner's exemption | $361,453 | $553,956 Land $95,000 Building $458,956 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 61 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures