10909 Covington Gettysburg Rd, Bradford, OH 45308 Property Records

Miami County property record for 10909 Covington Gettysburg Rd, Bradford, OH 45308

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,524 sqft · built 2024
Lot Size3.09 acres (134,688 sqft)
OwnerCompany Name on Record
Tax Bill$1,008 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNH16-011680

Property Details

APN / Parcel Number

Primary APNH16-011680

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,524 sqft Living Area
1st Floor Area5,048 sqft
Basement Area2,524 sqft
Finished Basement1,893 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area134,688 sqft (3.09 acres)
Garage Area648 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10909 COVINGTON GETTYSBURG RD
CityBRADFORD
StateOH
Zip45308-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-9-26 SW PT SW
Legal Range04
Legal Township09
Legal Section26
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group3
Census Block3029
Census Tract320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10909 COVINGTON GETTYSBURG RD, BRADFORD, OH 45308-9418
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Recording DateAug 18, 2026
Property Address10909 COVINGTON GETTYSBURG RD, BRADFORD, OH 45308-9418
Document Number0000010344
Instrument DateAug 10, 2026
Instrument202610344
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address10909 COVINGTON GETTYSBURG RD, BRADFORD, OH 45308-9418
InvestorPossibly a Property Investor

Mortgage

Document Number0000010344,
DateAug 18, 2026
Instrument202610344
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 10, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
Unified School DistrictBradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,008.00$34,410 Land $19,670 Building $14,740$98,300 Land $56,200 Building $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Windstream
Fixed Wireless · Fiber in parts of the area
100 / 10
Skymesh
Fixed Wireless
50 / 10

May also be available: altafiber Network Solutions, T-Mobile.

Nearby Properties on Covington Gettysburg Rd

Nearby Streets

Search Property Records by Address or Parcel Number