10909 115th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 10909 115th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,005 sqft · built 1958
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Feb 2014)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-5288-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-5288-6`
Alternative APNs	`15-30-15-34056-003-0210` `301515340560030210` `R162590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,005 sqft Living Area
Gross Area	1,429 sqft
1st Floor Area	1,005 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	92 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	217 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R162590
Street Address	10909 115TH AVE
City	LARGO
State	FL
Zip	33778-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GULF BREEZE ACRES REPLAT BLK C, LOT 21
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	GULF BREEZE ACRES REPLAT
Legal Tract	34056
Legal Block	C
Legal Lot Number	21
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2011
Census Tract	25116

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10909 115TH AVE, LARGO, FL 33778-3257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
May 22, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2014 · Amount on Record
Deed Sale	Feb 25, 2014 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	201452003
Deed Book / Page	18318 / 2082
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10909 115TH AVE, SEMINOLE, FL 33778-3257
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	GARROW TITLE AGENCY, ARROW TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10909 115TH AVE, SEMINOLE, FL 33778-3257

Mortgage

Document Number	0215690495
Date	Jun 7, 2021
Book Page	21569/495
Instrument	2021187119

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10909 115TH AVE, SEMINOLE, FL 33778-3257
Document Number	0200711832
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10909 115TH AVE LARGO FL 337783257, LARGO, FL 33778-3257

Mortgage

Document Number	0200711832
Date	May 31, 2018
Book Page	020071/001832
Instrument	173022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (+7.81%) Homeowner's exemption	$140,348 (+5.99%)	$261,893 (-5.16%) Land $130,881 Building $131,012
2024	$1,729.00 (+3.72%)
2023	$1,667.00 (+3.41%) Homeowner's exemption	$132,420 (+3%)	$276,135 (+12.14%) Land $171,702 Building $104,433
2022	$1,612.00 Homeowner's exemption	$128,563	$246,238 Land $166,115 Building $80,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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