Pinellas County property record for 10909 109th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,259 sqft · built 1958 |
| Lot Size | 0.153 acres (6,656 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-7262-9 |
| Primary APN | C62-000-750-7262-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 1,731 sqft |
| 1st Floor Area | 1,259 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,656 sqft (0.153 acres) |
| Lot Dimensions | 111 ft deep x 60 ft wide |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R164566 |
|---|---|
| Street Address | 10909 109TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TROPICAL GROVES UNIT 4 BLK F, LOT 28 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | TROPICAL GROVES UNIT 4 |
| Legal Tract | 92142 |
| Legal Block | F |
| Legal Lot Number | 28 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 25114 |
Source: Pinellas County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10909 109TH ST, LARGO, FL 33778-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 28, 2023 |
| Transfer Doc | 0226362138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 10909 109TH ST, LARGO, FL 33778-3346 |
| Document Number | 0226362138 |
| Book / Page | 22636 / 2138 |
| Map Reference | MB 44 PG 8 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023303482 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10909 109TH ST, LARGO, FL 33778-3346 |
| Name | Verified Name |
|---|---|
| Address | 2283 S LAKE REEDY BLVD, FROSTPROOF, FL 33843-9175 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,253.00 (+1.05%) Homeowner's exemption Veteran's exemption | $108,620 (+5.99%) | $309,152 (+33.16%) Land $118,811 Building $190,341 |
| 2024 | $1,240.00 (+4.2%) | ||
| 2023 | $1,190.00 (+4.02%) Homeowner's exemption | $102,484 (+3%) | $232,162 (+12.07%) Land $132,529 Building $99,633 |
| 2022 | $1,144.00 Homeowner's exemption | $99,499 | $207,163 Land $130,068 Building $77,095 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1983–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures