10908 Winter Crest Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 10908 Winter Crest Dr, Riverview, FL 33569

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,102 sqft · built 2003
Lot Size	0.025 acres (1,088 sqft)
Owner	Individual Name on Record
Last Sale	$10,100 (Dec 2015)
Tax Bill	$927 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`077285-1168`

Property Details

APN / Parcel Number

Primary APN	`077285-1168`
Alternative APN	`U32302060J000006000040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,102 sqft Living Area
Gross Area	1,207 sqft
1st Floor Area	524 sqft
2nd Floor Area	1,048 sqft
Upper Floors Area	54 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,088 sqft (0.025 acres)
Porch	Open Porch
Porch Area	105 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0772851168
Street Address	10908 WINTER CREST DR
City	RIVERVIEW
State	FL
Zip	33569-2052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	RIVERCREST TOWNHOMES WEST PHASE 1 LOT 4 BLOCK 6
Legal Range	20E
Legal Township	30S
Legal Section	32
Legal Subdivision	RIVERCREST TOWNHOMES WEST PHASE 1
Legal Phase	1
Legal Tract	60J
Legal Block	6
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1009
Census Tract	13924

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10908 WINTER CREST DR, RIVERVIEW, FL 33569-2052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2015 · Amount on Record
Deed Sale	Dec 16, 2015 · Amount on Record
Prior Sale	Jun 19, 2008
Deed Document Number	2015486050
Deed Book / Page	23749 / 1301
Prior Transfer Date	Dec 3, 2015
Prior Transfer Doc	0000486050
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10908 WINTER CREST DR, RIVERVIEW, FL 33569-2052
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 WINTER CREST DR, RIVERVIEW, FL 33569-2052

Mortgage

Document Number	0000104461
Date	Mar 18, 2026
Instrument	2026104461

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,162 (+2.7%)	$147,105 (-10.82%) Land $14,545 Building $132,560
2025	$927.00 (+8.8%) Homeowner's exemption	$41,054 (+5.99%)	$164,947 (+1.42%) Land $16,328 Building $148,619
2024	$852.00 (-6.89%)
2023	$915.00 (-16.06%) Homeowner's exemption	$38,735 (+3%)	$162,639 (+25.95%) Land $16,109 Building $146,530
2022	$1,090.00 Homeowner's exemption	$37,607	$129,130 Land $12,758 Building $116,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20