10908 Rock Point Dr, Jenner, CA 95450 Property Records

Sonoma County property record for 10908 Rock Point Dr, Jenner, CA 95450

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 756 sqft · built 1959
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$953,000 (Sep 2023)
Tax Bill	$10,434 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`099-131-020-000`

Property Details

APN / Parcel Number

Primary APN	`099-131-020-000`
Alternative APN	`099-131-020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,800 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	099-131-020
Street Address	10908 ROCK POINT DR
City	JENNER
State	CA
Zip	95450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	JENNER/SEA 02 63
Legal Block	2
Legal Lot Number	26
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	2
Census Block	2046
Census Tract	154304

Owner

10908 Rock Point Dr is owned by two individuals who bought it in September 2023.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1766 ALHAMBRA LN, OAKLAND, CA 94611-2232
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2023	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Feb 2, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Aug 30, 2021	Re-recorded Document FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Feb 2, 2021 · Amount on File
Deed Document Number	202344322
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0000098055
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jun 25, 2026
Property Address	10908 ROCK POINT DR, JENNER, CA 95450
Document Number	0000031555
Instrument Date	Jun 24, 2026
Instrument	202631555
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1766 ALHAMBRA LN, OAKLAND, CA 94611-2232

Mortgage

Document Number	0000031555,
Date	Jun 25, 2026
Instrument	202631555

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 25, 2023
Property Address	10908 ROCK POINT DR, JENNER, CA 95450
Document Number	0000044322
Map Reference	MB 59 PG 15&16
Instrument Date	Sep 20, 2023
Instrument	2023044322
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1766 ALHAMBRA LN, OAKLAND, CA 94611-2232

Mortgage

Document Number	0000044323
Date	Sep 25, 2023
Instrument	2023044323

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10908 ROCK POINT DR, JENNER, CA 95450
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008703
Date	Feb 3, 2022
Instrument	2022008703

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10908 ROCK POINT DR, JENNER, CA 95450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012004
Date	Feb 18, 2020
Instrument	2020012004

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 2, 2021
Property Address	10908 ROCK POINT DR, JENNER, CA 95450
Document Number	0000012199
Map Reference	MB 59 PG 15&16
Instrument Date	Jan 27, 2021
Instrument	2021012199
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3921 PRESSLEY RD, SANTA ROSA, CA 95404-8863

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SONOMA CA
Recording Date	Aug 30, 2021
Property Address	10908 ROCK POINT DR, JENNER, CA 95450
Document Number	0000098055
Map Reference	MB 59 PG 15&16
Instrument Date	Jan 27, 2021
Instrument	2021098055
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3921 PRESSLEY RD, SANTA ROSA, CA 95404-8863

Tax Assessment & Valuation

The 2025 property tax bill for 10908 Rock Point Dr was $10,434.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$913,471 (+2%) Land $520,200 Building $393,271
2025	$10,434.00	$895,560 Land $510,000 Building $385,560
2023	$9,419.00 (+2.07%)	$806,310 Land $442,170 Building $364,140
2022	$9,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10908 Rock Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1983–2019)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Mar 2019
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 9 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10908 Rock Point Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SONOMA COUNTY CSA 41-JENNER serves 406 people · EPA ID CA4900532
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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