10908 Ramsgate Way, Bakersfield, CA 93311 Property Records

Kern County property record for 10908 Ramsgate Way, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,542 sqft · built 1996
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Sep 2021)
Tax Bill	$18,744 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`393-101-02-00-7`

Property Details

APN / Parcel Number

Primary APN	`393-101-02-00-7`
Alternative APNs	`393-101-02-7` `3931010200` `39310102`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	5,542 sqft Living Area
Gross Area	7,660 sqft
1st Floor Area	5,542 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	325 sqft
Patio Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	393101027
Street Address	10908 RAMSGATE WAY
City	BAKERSFIELD
State	CA
Zip	93311-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5291 , BLOCK , LOT 2
Legal Subdivision	TRACT 5291
Legal Tract	5291
Legal Block	1
Legal Lot Number	2
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1003
Census Tract	2811

Owner

Source: Kern County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH STAR IRA PARTNERS LLC
Nov 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage NORTH STAR IRA PARTNERS LLC
Jul 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage EDGEWOOD IRA INVESTORS LLC
Sep 29, 2021	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Sep 29, 2021	Grant Deed, Transfer · Commercial Mortgage SARABJIT SINGH ETUX
Jun 4, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Sep 21, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2021184343
Last Transfer Date	Nov 22, 2024
Transfer Doc	0000147147
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 17, 2026
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Document Number	0000096475
Instrument Date	Jul 27, 2026
Instrument	202696475
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Investor	Possibly a Property Investor

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936

Mortgage

Document Number	0000135772
Date	Nov 3, 2023
Instrument	223135772

Lender

Name	NORTH STAR IRA PARTNERS LLC
Type	Non-Lending Institution
Address	BAKERSFIELD, CA 93312

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936

Mortgage

Document Number	0000223123
Date	Nov 30, 2021
Instrument	221223123

Lender

Name	NORTH STAR IRA PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936

Mortgage

Document Number	0000110786
Date	Jul 18, 2022
Instrument	222110786

Lender

Name	EDGEWOOD IRA INVESTORS LLC
Type	Non-Lending Institution
Address	BAKERSFIELD, CA 93301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Sep 29, 2021
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Document Number	0000184344
Map Reference	MB 39 PG 92&93
Instrument Date	Sep 13, 2021
Instrument	221184344
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 29, 2021
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Document Number	0000184343
Map Reference	MB 39 PG 92&93
Instrument Date	Aug 19, 2021
Instrument	221184343
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936

Mortgage

Document Number	0000184345
Date	Sep 29, 2021
Instrument	221184345

Lender

Name	SARABJIT SINGH ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE AUBURN SPL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069018
Date	Jun 4, 2018
Instrument	0218069018

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10908 RAMSGATE WAY, BAKERSFIELD, CA 93311-2936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124644
Date	Sep 21, 2018
Instrument	2180124644

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,515,404 (+2%) Land $432,972 Building $1,082,432
2025	$18,744.00 (+2.86%)	$1,485,691 (+4.04%) Land $424,483 Building $1,061,208
2023	$18,222.00 (+3.85%)	$1,428,000 Land $408,000 Building $1,020,000
2022	$17,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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