10908 Inca Ave, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10908 Inca Ave, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,499 sqft · built 1987
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Company Names on File
Last Sale	$140,000 (Nov 2018)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Jul 2022 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0459-541-62-0000`

Property Details

APN / Parcel Number

Primary APN	`0459-541-62-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	525 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10908 INCA AVE
City	ADELANTO
State	CA
Zip	92301-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAP 8977 PARCEL 3
Legal Subdivision	PARCEL MAP 8977
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1033
Census Tract	9132

Owner

10908 Inca Ave is owned by a company that bought it in November 2018 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Company Names on File
Mailing Address	10908 INCA AVE, ADELANTO, CA 92301-3029
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed, Transfer
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2018	Grant Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Mar 25, 1998 · Amount on File
Deed Document Number	2018435207
Prior Transfer Date	Apr 3, 1997
Prior Transfer Doc	0000123118
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 13, 2022
Property Address	10908 INCA AVE, ADELANTO, CA 92301-3029
Document Number	0000244687
Map Reference	MB 94 PG 35&36
Instrument Date	Jun 24, 2022
Instrument	2022-0244687
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10908 INCA AVE, ADELANTO, CA 92301-3029

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10908 INCA AVE, ADELANTO, CA 92301-3029
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 INCA AVE, ADELANTO, CA 92301-3029

Mortgage

Document Number	0000047115
Date	Feb 1, 2021
Instrument	2021-0047115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jan 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 20, 2018
Property Address	10908 INCA AVE, ADELANTO, CA 92301-3029
Document Number	0000435207
Map Reference	MB 94 PG 35&36
Instrument Date	Oct 11, 2018
Instrument	2018-0435207
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 INCA AVE, ADELANTO, CA 92301-3029

Mortgage

Document Number	0000435208
Date	Nov 20, 2018
Instrument	2018-0435208

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10908 Inca Ave was $2,622 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$179,697 (+2%) Land $31,860 Building $147,837
2025	$2,622.00 Homeowner's exemption	$176,173 Land $31,235 Building $144,938
2023	$2,231.00 (+5.99%) Homeowner's exemption	$150,109 Land $30,022 Building $120,087
2022	$2,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10908 Inca Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10908 Inca Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ADELANTO serves 39,930 people · EPA ID CA3610001
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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