Howard County property record for 10908 Hammond Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 988 sqft · built 1957 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Mar 2024) |
| Tax Bill | $7,139 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-406092 |
| Primary APN | 06-406092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 988 sqft Total Area |
| Basement Area | 741 sqft |
| Finished Basement | 741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,736 sqft (0.499 acres) |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 406092 |
|---|---|
| Street Address | 10908 HAMMOND DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 7 BL C S 1 10908 HAMMOND DR HILLCREST |
| Legal Subdivision | HILLCREST |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10908 HAMMOND DR, LAUREL, MD 20723-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2016 · Amount on Record |
| Deed Book / Page | 22278 / 408 |
| Prior Transfer Date | May 3, 2021 |
| Prior Transfer Doc | 0205570404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 6, 2024 |
| Property Address | 10908 HAMMOND DR, LAUREL, MD 20723-1019 |
| Document Number | 0222780408 |
| Book / Page | 22278 / 408 |
| Map Reference | MB 4 PL 67 |
| Instrument Date | Mar 4, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | ELITE TEAM TITLE LLC, ELITE HOME TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10908 HAMMOND DR, LAUREL, MD 20723-1019 |
| Investor | Possibly a Property Investor |
| Document Number | 0022278417 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 22278/417 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 14, 2021 |
| Property Address | 10908 HAMMOND DR, LAUREL, MD 20723-1019 |
| Document Number | 0205570404 |
| Book / Page | 20557 / 404 |
| Map Reference | MB 4 PL 67 |
| Instrument Date | May 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10908 HAMMOND DR, LAUREL, MD 20723-1019 |
| Document Number | 20557409 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 20557/409 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,139.00 (+3.69%) Homeowner's exemption | $465,933 (+6.79%) | $525,200 (+20.38%) Land $300,300 Building $224,900 |
| 2025 | $6,885.00 (+6.02%) Homeowner's exemption | $436,300 (+14.22%) Land $250,300 Building $186,000 | $436,300 (-) Land $250,300 Building $186,000 |
| 2024 | $6,494.00 (+62.55%) | ||
| 2023 | $381,967 | $436,300 Land $250,300 Building $186,000 | |
| 2022 | $3,995.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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