Montgomery County property record for 10908 Cobble Brook Dr, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,566 sqft · built 2007 |
| Lot Size | 0.931 acres (40,554 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jan 2013) |
| Tax Bill | $13,303 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-22338-0001 |
| Primary APN | O67-22338-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,566 sqft Living Area |
| Gross Area | 6,272 sqft |
| 1st Floor Area | 1,702 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 40,554 sqft (0.931 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 48 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10908 COBBLE BROOK DR |
|---|---|
| City | CENTERVILLE |
| State | OH |
| Zip | 45458-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 CREEKSIDE @ THE VILLAGES OF WINDING CREEK SEC ONE |
| Legal Subdivision | CREEKSIDE @ THE VILLAGES OF WINDING CREE |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40305 |
Source: Montgomery County records · APN O67-22338-0001
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10908 COBBLE BROOK DR, DAYTON, OH 45458-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2013 · Amount on Record |
| Deed Sale | Jan 31, 2013 · Amount on Record |
| Prior Sale | Feb 08, 2012 · Amount on Record |
| Deed Document Number | 20136570 |
| Prior Transfer Date | Aug 13, 2010 |
| Prior Transfer Doc | 0000049187 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 09, 2026 |
| Property Address | 10908 COBBLE BROOK DR, DAYTON, OH 45458-9738 |
| Document Number | 0000021623 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202621623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10908 COBBLE BROOK DR, DAYTON, OH 45458-9738 |
| Document Number | 0000021623, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 202621623 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 10908 COBBLE BROOK DR, DAYTON, OH 45458-9738 |
| Document Number | 0000053442 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10908 COBBLE BROOK DR DAYTON OH 454589738, DAYTON, OH 45458-9738 |
| Document Number | 0000053442 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 53442 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,570 (-) Land $24,830 Building $171,740 | $561,640 (-) Land $70,950 Building $490,690 | |
| 2024 | $13,303.00 (+8.75%) | ||
| 2023 | $12,233.00 (+2%) | $196,570 (+29%) Land $24,830 Building $171,740 | $561,640 (+29%) Land $70,950 Building $490,690 |
| 2022 | $11,993.00 | $152,380 Land $19,250 Building $133,130 | |
| 2020 | $435,380 Land $55,000 Building $380,380 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2013 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 206 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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