10908 Charmwood Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 10908 Charmwood Dr, Riverview, FL 33569 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,327 sqft · built 2016
Lot Size	0.172 acres (7,481 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Aug 2023)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077057-7492`

Property Details

APN / Parcel Number

Primary APN	`077057-7492`
Alternative APN	`U2830209T1E00000000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	3,243 sqft
1st Floor Area	2,327 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,481 sqft (0.172 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0770577492
Street Address	10908 CHARMWOOD DR
City	RIVERVIEW
State	FL
Zip	33569-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT FOREST GLEN LOT 19 BLOCK E
Legal Range	20E
Legal Township	30S
Legal Section	28
Legal Subdivision	MANORS AT FOREST GLEN
Legal Block	E
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1014
Census Tract	13919

Owner

Source: Hillsborough County records · APN 077057-7492

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Intrafamily Transfer, Transfer
Aug 01, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 19, 2020	Intrafamily Transfer, Transfer · VA Mortgage CALIBER HOME LOANS INC
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 28, 2018	Warranty Deed, Transfer · VA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2023 · Amount on Record
Deed Sale	Aug 01, 2023 · Amount on Record
Prior Sale	Nov 19, 2020
Deed Document Number	2023336671
Last Transfer Date	Sep 22, 2023
Transfer Doc	0000481123
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 20, 2023
Property Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Document Number	0000481123
Map Reference	MB 120 PG 73-79
Instrument Date	Sep 22, 2023
Instrument	2023481123
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 01, 2023
Property Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Document Number	0000336671
Map Reference	MB 120 PG 73-79
Instrument Date	Jul 28, 2023
Instrument	2023336671
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3814 A PL, MERIDIAN, MS 39301-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Investor	Possibly a Property Investor

Mortgage

Document Number	0000336672
Date	Aug 01, 2023
Instrument	2023336672

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 19, 2020
Property Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Document Number	0000482690
Map Reference	MB 120 PG 73-79
Instrument Date	Oct 29, 2020
Instrument	2020482690
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254

Mortgage

Document Number	0000482692
Date	Nov 19, 2020
Instrument	2020482692

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Document Number	0269251442
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 CHARMWOOD DR RIVERVIEW FL 335696254, RIVERVIEW, FL 33569-6254

Mortgage

Document Number	0269251442
Date	Sep 05, 2019
Book Page	026925/001442
Instrument	383953

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 28, 2018
Property Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254
Document Number	0000395479
Book / Page	26103 / 1290
Map Reference	MB 120 PG 73-79
Instrument Date	Sep 21, 2018
Instrument	2018395479
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1063 E MILLER RD, 1063, BLOOMFIELD, IN 47424-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10908 CHARMWOOD DR, RIVERVIEW, FL 33569-6254

Mortgage

Document Number	0000395481
Date	Sep 28, 2018
Instrument	2018395481

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,218.00 (+8.12%) Homeowner's exemption	$331,372 (-15.9%)	$400,084 (+1.54%) Land $130,514 Building $269,570
2024	$5,751.00 (-25.43%)
2023	$7,712.00 (+53.81%)	$394,028 (+38.36%) Land $120,475 Building $273,553	$394,028 (+5.63%) Land $120,475 Building $273,553
2022	$5,014.00 Homeowner's exemption	$284,793	$373,017 Land $107,090 Building $265,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570139191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Aug 1985, tidal / storm surge, Hurricane Elena

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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