Geauga County property record for 10908 Chardon Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,560 sqft · built 1956 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,490 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-090300 |
| Primary APN | 06-090300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 240 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Family Room | Family Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 90 sqft |
| Patio Area | 410 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004667-8 |
|---|---|
| Street Address | 10908 CHARDON RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | LOT 155 TR 3 |
| Legal Tract | 3 |
| Legal Lot Number | 155 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 312202 |
10908 Chardon Rd is owned and occupied by an individual who acquired it in March 2021.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10908 CHARDON RD, CHARDON, OH 44024-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage UNION CAPITAL MORTGAGE CORP |
| Nov 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Jun 2, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2021 |
| Deed Sale | Mar 11, 2021 |
| Prior Sale | Nov 8, 2018 · Amount on File |
| Deed Document Number | 2021979205 |
| Deed Book / Page | 2118 / 2713 |
| Prior Transfer Date | Mar 5, 2021 |
| Prior Transfer Doc | 0021182713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Mar 11, 2021 |
| Property Address | 10908 CHARDON RD, CHARDON, OH 44024-9752 |
| Document Number | 0021182713 |
| Book / Page | 2118 / 2713 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202100979205 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10908 CHARDON RD, CHARDON, OH 44024-9752 |
| Document Number | 202100979206 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 202100979206 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Nov 8, 2018 |
| Property Address | 10908 CHARDON RD, CHARDON, OH 44024-9752 |
| Document Number | 0020620498 |
| Book / Page | 2062 / 0498 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 201800942842 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10908 CHARDON RD, CHARDON, OH 44024-9752 |
| Document Number | 201800942843 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 201800942843 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Jun 2, 2017 |
| Property Address | 10908 CHARDON RD, CHARDON, OH 44024-9752 |
| Document Number | 0020330994 |
| Book / Page | 002033 / 000994 |
| Instrument Date | May 23, 2017 |
| Instrument | 921851 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9272 EUCLID CHARDON RD KIRTLAND OH 440949518, KIRTLAND, OH 44094-9518 |
The 2025 property tax bill for 10908 Chardon Rd was $3,490 with a homeowner's exemption, down 0.5% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Chardon Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,490.00 (-0.51%) | $68,880 (-) Land $10,220 Building $58,660 | |
| 2024 | $3,508.00 (+13.53%) Homeowner's exemption | $68,880 (-) Land $10,220 Building $58,660 | |
| 2023 | $3,090.00 Homeowner's exemption | $68,880 (+14.48%) Land $10,220 Building $58,660 | $196,800 Land $29,200 Building $167,600 |
| 2022 | $60,170 Land $8,470 Building $51,700 | ||
| 2021 | $3,307.00 | ||
| 2020 | $171,900 Land $24,200 Building $147,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10908 Chardon Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10908 Chardon Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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