10907 Lemon Grass Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 10907 Lemon Grass Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,219 sqft · built 1999
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (Dec 2018)
Tax Bill	$8,176 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-31-447-001`

Property Details

APN / Parcel Number

Primary APN	`04-31-447-001`
Alternative APNs	`431447001` `032C427`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,219 sqft Living Area
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Area	700 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	10907 LEMON GRASS LN
City	ROSCOE
State	IL
Zip	61073-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CHICORY RIDGE NO 5 PT SE 1/4 SEC 31 &PT SW1/4 SEC 32-46-2 LOT 127
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	CHICORY RDG 05
Legal Lot Number	127
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2028
Census Tract	3901

Owner

10907 Lemon Grass Ln is owned and occupied by two individuals who bought it in December 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10907 LEMON GRASS LN, ROSCOE, IL 61073-6323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD
Dec 5, 2018	Grant Deed, Transfer NORTHWEST BK
May 15, 2018	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	20181035274
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 15, 2026
Property Address	10907 LEMON GRASS LN, ROSCOE, IL 61073-6323
Document Number	0000012069
Instrument Date	May 6, 2026
Instrument	202612069
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10907 LEMON GRASS LN, ROSCOE, IL 61073-6323

Mortgage

Document Number	0000012069,
Date	May 15, 2026
Instrument	202612069

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10907 LEMON GRASS LN, ROSCOE, IL 61073-6323
Document Number	0001002726
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10907 LEMON GRASS LN ROSCOE IL 610736323, ROSCOE, IL 61073-6323

Mortgage

Document Number	0001002726
Date	Jan 29, 2020
Instrument	1002726

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 5, 2018
Property Address	10907 LEMON GRASS LN, ROSCOE, IL 61073-6323
Document Number	0001035274
Instrument Date	Nov 16, 2018
Instrument	1035274
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10907 LEMON GRASS LN ROSCOE IL 610736323, ROSCOE, IL 61073-6323

Mortgage

Document Number	1035275
Date	Dec 5, 2018
Instrument	1035275

Lender

Name	NORTHWEST BK
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Amount	Amount on Record

Interest

Rate	6.99%

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 15, 2018
Property Address	10907 LEMON GRASS LN, ROSCOE, IL 61073-6323
Document Number	0001013391
Instrument Date	May 8, 2018
Instrument	1013391
Transaction Type	Foreclosure
Record Updated	Jun 27, 2018
Title Company	PREMIER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10907 Lemon Grass Ln was $8,176 with a homeowner's exemption, up 3.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,176.00 (+3.64%) Homeowner's exemption	$103,131 (+9.28%) Land $17,451 Building $85,680	$309,393 (+9.28%) Land $52,353 Building $257,040
2024	$7,889.00	$94,373 Land $15,969 Building $78,404	$283,119 Land $47,907 Building $235,212
2022	Homeowner's exemption	$76,876 Land $13,008 Building $63,868	$230,628 Land $39,024 Building $191,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10907 Lemon Grass Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10907 Lemon Grass Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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