Montgomery County property record for 10907 Lamplighter Ln, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,636 sqft · built 1997 |
| Lot Size | 0.207 acres (9,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,530,000 (Sep 2022) |
| Tax Bill | $16,743 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02983905 |
| Primary APN | 10-02983905 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,636 sqft Living Area |
| Gross Area | 6,070 sqft |
| 1st Floor Area | 2,268 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,006 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02983905 |
|---|---|
| Street Address | 10907 LAMPLIGHTER LN |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BELLS MILL ESTATES |
| Legal Subdivision | BELLS MILL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 706011 |
10907 Lamplighter Ln is owned and occupied by two individuals who bought it in September 2022.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10907 LAMPLIGHTER LN, POTOMAC, MD 20854-2782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Prior Sale | Sep 9, 1997 · Amount on File |
| Deed Book / Page | 66240 / 450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 12, 2022 |
| Property Address | 10907 LAMPLIGHTER LN, POTOMAC, MD 20854-2782 |
| Document Number | 0662400450 |
| Book / Page | 66240 / 450 |
| Map Reference | MB 165 PL 18672 |
| Instrument Date | Jul 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10907 LAMPLIGHTER LN, POTOMAC, MD 20854-2782 |
| Document Number | 0066240458 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 66240/458 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10907 LAMPLIGHTER LN, POTOMAC, MD 20854-2782 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | SILK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0647530291 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 64753/291 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 10907 Lamplighter Ln was $16,743.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,542,133 (+5.04%) | $1,690,200 (+15.13%) Land $541,500 Building $1,148,700 | |
| 2025 | $16,743.00 | $1,468,100 Land $541,500 Building $926,600 | $1,468,100 Land $541,500 Building $926,600 |
| 2023 | $1,265,300 | $1,468,100 Land $541,500 Building $926,600 | |
| 2022 | $12,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10907 Lamplighter Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1990–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10907 Lamplighter Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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