Lake County property record for 10907 Key Lime Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,612 sqft · built 1995 |
| Lot Size | 3.17 acres (138,257 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jul 2026) |
| Tax Bill | $6,339 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-25-0002-000-00700 |
| Primary APN | 10-23-25-0002-000-00700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,612 sqft Living Area |
| Gross Area | 3,337 sqft |
| 1st Floor Area | 2,428 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 138,257 sqft (3.17 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 406 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 624 sqft |
| Deck Area | Deck Area |
| Patio Area | 714 sqft |
| Utility Building | 2,506 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3450281 |
|---|---|
| Street Address | 10907 KEY LIME DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FROM AT INTERSECTION OF W LINE OF SAID SEC 3-23-25 WITH CENTERLINE OF PINE ISLAND RD RUN S 50DEG 48MIN 47SEC E ALONG SAID CENTERLINE 2062.13 FT N 39DEG 11MIN 13SEC E 333 FT S 50DEG 48MIN 47SEC E 475 FT FOR POB CONT S 50DEG 48MIN 47SEC E 475 FT S 39DE |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Quarter | 2 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0002 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 31202 |
Source: Lake County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 170 HAINESPORT DR, LAKE ALFRED, FL 33850-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 2, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jan 10, 2019 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| May 31, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Jan 10, 2019 · Amount on Record |
| Deed Document Number | 202689709 |
| Deed Book / Page | 6780 / 1211 |
| Prior Transfer Date | Apr 27, 2010 |
| Prior Transfer Doc | 0039702403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Document Number | 0000089709 |
| Book / Page | 6780 / 1211 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202689709 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | AMERICAS TITLE, AMERICAS TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 HAINESPORT DR, LAKE ALFRED, FL 33850-2329 |
| Document Number | 0000089710, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202689710 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Investor | Possibly a Property Investor |
| Document Number | 0058481631 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 5848/1631 |
| Instrument | 2021166573 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0056051395 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 5605/1395 |
| Instrument | 2020143811 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Document Number | 0053481483 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10907 KEY LIME DR CLERMONT FL 347117312, CLERMONT, FL 34711-7312 |
| Document Number | 0053481483 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 005348/001483 |
| Instrument | 109256 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 10, 2019 |
| Property Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Document Number | 0052220365 |
| Book / Page | 005222 / 000365 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 4051 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10907 KEY LIME DR CLERMONT FL 347117312, CLERMONT, FL 34711-7312 |
| Document Number | 52220367 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 005222/000367 |
| Instrument | 4052 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10907 KEY LIME DR, CLERMONT, FL 34711-7311 |
| Document Number | 0051320456 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10907 KEY LIME DR CLERMONT FL 347117312, CLERMONT, FL 34711-7312 |
| Document Number | 0051320456 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 005132/000456 |
| Instrument | 75553 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate | 4.12% |
|---|
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,190 (+2.9%) | $547,896 (-0.07%) Land $153,600 Building $394,296 | |
| 2025 | $6,339.00 (+2.54%) Homeowner's exemption Veteran's exemption | $407,380 (+5.99%) Land $153,600 Building $253,780 | $548,272 (+25.6%) Land $153,600 Building $394,672 |
| 2024 | $6,182.00 (+8.63%) | ||
| 2023 | $5,691.00 (+8.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $384,370 (+3%) | $436,519 (+0.11%) Land $96,000 Building $340,519 |
| 2022 | $5,257.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $373,180 | $436,040 Land $96,000 Building $340,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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