Steuben County and Pulteney Town property record for 10907 Co Rte 78, Prattsburgh, NY 14873 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,973 sqft · built 1870 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jan 2019) |
| Tax Bill | $3,880 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Sep 2018 Mortgage + 2 more |
| APN | 0000944-000 |
| Primary APN | 0000944-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,973 sqft Living Area |
| 1st Floor Area | 1,693 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 104,544 sqft (2.4 acres) |
| Porch | Slab |
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000944-000 |
|---|---|
| Street Address | 10907 COUNTY ROUTE 78 |
| City | PRATTSBURGH |
| State | NY |
| Zip | 14873-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | PULTENEY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 960100 |
Source: Steuben County and Pulteney Town records · APN 0000944-000
Assessment roll updated April 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 264 DUNNELL RD, MAPLEWOOD, NJ 07040-2625 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2017 | Deed of Trust, Mortgage FIVE STAR BANK |
| Sep 06, 2018 | Deed of Trust, Mortgage FIVE STAR BANK |
| Mar 26, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ELMIRA SAVINGS BANK FSB |
| Jan 08, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2019 · Amount on Record |
| Deed Sale | Jan 08, 2019 · Amount on Record |
| Deed Book / Page | 2748 / 23 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10907 COUNTY ROUTE 78, PRATTSBURGH, NY 14873-9778 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004197/0000000055 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 0000004197/0000000055 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 234 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10907 COUNTY ROUTE 78, PRATTSBURGH, NY 14873-9778 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004333/0000000042 |
|---|---|
| Date | Sep 06, 2018 |
| Book Page | 0000004333/0000000042 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 232 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10907 COUNTY ROUTE 78, PRATTSBURGH, NY 14873-9778 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004669/247 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 4669/247 |
| Instrument | DL2765 |
| Name | ELMIRA SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jan 08, 2019 |
| Property Address | 10907 COUNTY ROUTE 78, PRATTSBURGH, NY 14873-9778 |
| Document Number | 0002748/23 |
| Book / Page | 2748 / 23 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 DUNNELL RD, MAPLEWOOD, NJ 07040-2625 |
| Document Number | 004370/280 |
|---|---|
| Date | Jan 08, 2019 |
| Book Page | 4370/280 |
| Name | ELMIRA SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Steuben County and Pulteney Town records · Assessment roll updated April 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Pulteney Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,880.00 (+440.39%) | $236,100 (+19.42%) Land $19,800 Building $216,300 | $310,658 (+49.28%) Land $26,053 Building $284,605 |
| 2023 | $197,700 (-) Land $19,800 Building $177,900 | $208,105 (+5.26%) Land $20,842 Building $187,263 | |
| 2022 | $197,700 Land $19,800 Building $177,900 | $197,700 Land $19,800 Building $177,900 | |
| 2021 | $718.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force 3 of 18 on primary residences |
| Nearby Flood Claims | 17 (1978–2026) |
| Claims Outside the SFHA | 10 of 17 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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