10907 38th Dr SE, Everett, WA 98208 Property Records

Snohomish County property record for 10907 38th Dr SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,475 sqft · built 1969
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$11,235 (Jun 2004)
Tax Bill	$6,287 (2026)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5965-000-046-00`

Property Details

APN / Parcel Number

Primary APN	`5965-000-046-00`
Alternative APNs	`005965-000-046-00` `59650000460008` `1150358`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,475 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1150358
Street Address	10907 38TH DR SE
City	EVERETT
State	WA
Zip	98208-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8,400
Legal Description	TERRYHAVEN BLK 000 D-00 - LOT 46 SUBJ ESE PUD
Legal Section	21
Legal Subdivision	TERRYHAVEN
Legal Block	000 D
Legal Lot Number	46
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2001
Census Tract	41607

Owner

Source: Snohomish County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10907 38TH DR SE, EVERETT, WA 98208-5420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2004 · Amount on File
Deed Sale	Jun 4, 2004 · Amount on File
Deed Document Number	2004311
Prior Transfer Date	Jun 2, 2004
Prior Transfer Doc	0000000311
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10907 38TH DR SE, EVERETT, WA 98208-5420
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10907 38TH DR SE, EVERETT, WA 98208-5420

Mortgage

Document Number	0000000181
Date	Apr 26, 2022
Instrument	202204260181

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	948 Months
Due	Apr 12, 2101

Interest

Rate Type	Adjustable Rate
Rate	4.31%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.31%

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,287.00 (+11.99%)	$686,200 (+1.86%) Land $470,000 Building $216,200	$686,200 (+1.86%) Land $470,000 Building $216,200
2025	$5,614.00 (-6.87%)
2023	$6,028.00 (+21.97%)	$673,700 (+35.44%) Land $435,000 Building $238,700	$673,700 (+35.44%) Land $435,000 Building $238,700
2022	$4,942.00	$497,400 Land $295,000 Building $202,400	$497,400 Land $295,000 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20