10906 X St, Omaha, NE 68137 Property Records

Douglas County property record for 10906 X St, Omaha, NE 68137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1973
Lot Size	0.192 acres (8,385 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Jul 2018)
Tax Bill	$4,186 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2140086112`

Property Details

APN / Parcel Number

Primary APN	`R2140086112`
Alternative APNs	`4008 6112 21` `2140086112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Basement Area	1,170 sqft
Finished Basement	350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,385 sqft (0.192 acres)
Lot Dimensions	129 ft deep x 65 ft wide
Garage Type	Basement
Porch	Porch
Porch Area	384 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2140086112
Street Address	10906 X ST
City	OMAHA
State	NE
Zip	68137-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROXBURY ADD LOT 283 BLOCK 0 IRREG
Legal Subdivision	ROXBURY ADD
Legal Lot Number	283
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2012
Census Tract	7465

Owner

10906 X St is owned by an individual who acquired it in July 2020.

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2710 232ND PL SE, BOTHELL, WA 98021-7055
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	0000057031
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000066376
Record Updated	Jun 8, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Jul 1, 2020
Property Address	10906 X ST, OMAHA, NE 68137-3721
Document Number	0000066376
Instrument Date	Jun 15, 2020
Instrument	2020066376
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TRUSTEES TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10906 X ST, OMAHA, NE 68137-3721

Mortgage

Document Number	0000066377
Date	Jul 1, 2020
Instrument	2020066377

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	10906 X ST, OMAHA, NE 68137-3721
Document Number	0000054118
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 X ST OMAHA NE 681373721, OMAHA, NE 68137-3721

Mortgage

Document Number	0000054118
Date	Jul 11, 2018
Instrument	54118

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 10, 2020

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 20, 2018
Property Address	10906 X ST, OMAHA, NE 68137-3721
Document Number	0000057031
Instrument Date	Jun 29, 2018
Instrument	2018057031
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000057032
Date	Jul 20, 2018
Instrument	2018057032

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,800 Land $21,300 Building $225,500	$246,800 Land $21,300 Building $225,500
2024	$4,186.00 (+3.74%)
2023	$4,035.00 (-5.81%)	$202,700 Land $21,300 Building $181,400	$202,700 Land $21,300 Building $181,400
2022	$4,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10906 X St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10906 X St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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