10906 SE 28th St, Bellevue, WA 98004 Property Records

King County property record for 10906 SE 28th St, Bellevue, WA 98004

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,030 sqft · built 2021
Lot Size	0.513 acres (22,350 sqft)
Owner	2 Individual Names on File
Last Sale	$5,540,000 (Feb 2022)
Tax Bill	$46,638 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082405-9003`

Property Details

APN / Parcel Number

Primary APN	`082405-9003`
Alternative APN	`082405900307`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	6,030 sqft Living Area
Gross Area	7,130 sqft
1st Floor Area	3,010 sqft
2nd Floor Area	3,020 sqft
Upper Floors Area	480 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	22,350 sqft (0.513 acres)
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	082405900307
Street Address	10906 SE 28TH ST
City	BELLEVUE
State	WA
Zip	98004-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-3
Legal Description	E 160 FT OF S 1/2 OF SW 1/4 OF NW 1/4 OF NE 1/4 LESS S 210 FT OF E 145 FT
Legal Range	05
Legal Township	24
Legal Section	08
Legal Block	3
Legal Lot Number	82405
Jurisdiction	KING WA
Township / Civil Division	SEATTLE EAST
Census Block Group	1
Census Block	1002
Census Tract	23902

Owner

10906 SE 28th St is owned and occupied by two individuals who bought it in February 2022.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 2, 2020	Deed of Trust, Mortgage COLUMBIA STATE BANK
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 18, 2020	Warranty Deed, Transfer · Line of Credit COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Prior Sale	Feb 18, 2020 · Amount on File
Deed Document Number	20221353
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	MODUS TITLE LLC, MODUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551

Mortgage

Document Number	0000001179
Date	Apr 22, 2022
Instrument	20220422001179

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001463
Date	Oct 2, 2020
Instrument	20201002001463

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	TACOMA, WA 98402

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 9, 2022
Property Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551
Document Number	0000001353
Instrument Date	Feb 5, 2022
Instrument	20220209001353
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MODUS TITLE LLC, MODUS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551

Mortgage

Document Number	0000001354
Date	Feb 9, 2022
Instrument	20220209001354

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 18, 2020
Property Address	10906 SE 28TH ST, BELLEVUE, WA 98004-7551
Document Number	0000002013
Instrument Date	Feb 11, 2020
Instrument	20200218002013
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7525 SE 24TH ST STE 487, 487, MERCER ISLAND, WA 98040-2334

Mortgage

Document Number	0000002014
Date	Feb 18, 2020
Instrument	20200218002014

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 10906 SE 28th St was $46,638.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Bellevue City
Unified School District	Bellevue School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,638.00
2025		$6,277,000 (+6.57%) Land $2,094,000 Building $4,183,000	$6,277,000 (+6.57%) Land $2,094,000 Building $4,183,000
2024	$43,169.00	$5,890,000 Land $2,094,000 Building $3,796,000	$5,890,000 Land $2,094,000 Building $3,796,000
2022	$44,333.00	$6,268,000 Land $2,225,000 Building $4,043,000	$6,268,000 Land $2,225,000 Building $4,043,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10906 SE 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10906 SE 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLEVUE serves 321,349 people · EPA ID WA5305575
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Ziply Fiber.

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