Kern County property record for 10906 Rustic Creek Dr, Bakersfield, CA 93312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,297 sqft · built 2003 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $255,000 (Apr 2003) |
| Tax Bill | $5,869 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-351-03-00-3 |
| Primary APN | 500-351-03-00-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 3,465 sqft |
| 1st Floor Area | 2,297 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 500351036 |
|---|---|
| Street Address | 10906 RUSTIC CREEK DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93312-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5827 , BLOCK PHH, LOT 3 |
| Legal Subdivision | 5827 PH H |
| Legal Tract | 5827 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KERN CA |
| Township / Civil Division | ROSEDALE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 3821 |
10906 Rustic Creek Dr is owned by a company that bought it in April 2003 and is owner-occupied.
Source: Kern County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10906 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY STRONG CU |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY STRONG CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2003 · Amount on File |
| Deed Sale | Apr 22, 2003 · Amount on File |
| Deed Document Number | 200376512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 10906 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10906 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6350 |
| Document Number | 0000031410 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 226031410 |
| Name | VALLEY STRONG CU |
|---|---|
| Type | Credit Union |
| Address | BAKERSFIELD, CA 93311 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 23, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 10906 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000030708 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 220030708 |
| Name | VALLEY STRONG CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 10906 Rustic Creek Dr was $5,869 with a homeowner's exemption, up 1.4% from the year before.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rosedale Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $403,441 (+2%) Land $69,419 Building $334,022 | |
| 2025 | $5,869.00 (+1.4%) Homeowner's exemption | $395,531 Land $68,058 Building $327,473 |
| 2024 | $5,788.00 (+1.96%) | |
| 2023 | $5,677.00 (+1.77%) Homeowner's exemption | $380,175 Land $65,416 Building $314,759 |
| 2022 | $5,578.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10906 Rustic Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10906 Rustic Creek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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