10906 E Fall Fern Cir, Houston, TX 77044 Property Records

Harris County property record for 10906 E Fall Fern Cir, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,700 sqft · built 2015
Lot Size	0.12 acres (5,204 sqft)
Owner	Individual Name on File
Last Sale	$158,500 (May 2015)
Tax Bill	$6,334 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-183-001-0006`

Property Details

APN / Parcel Number

Primary APN	`134-183-001-0006`
Alternative APN	`0420900000136`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	1,200 sqft
Game Room	Game Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,204 sqft (0.12 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1341830010006
Street Address	10906 E FALL FERN CIR
City	HOUSTON
State	TX
Zip	77044-6099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 1 SHELDON RIDGE SEC 4
Legal Subdivision	SHELDON RIDGE SEC 4
Legal Block	1
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1026
Census Tract	252100

Owner

10906 E Fall Fern Cir is owned and occupied by an individual who bought it in May 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10906 E FALL FERN CIR, HOUSTON, TX 77044-6099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Deed Document Number	2015182806
Prior Transfer Date	Apr 28, 2015
Prior Transfer Doc	20150182806
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10906 E FALL FERN CIR, HOUSTON, TX 77044-6099
Document Number	0000306690
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10906 E FALL FERN CIR #B HOUSTON TX 770446099, B, HOUSTON, TX 77044-6099

Mortgage

Document Number	0000306690
Date	Jul 13, 2020
Instrument	306690

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 10906 E Fall Fern Cir was $6,334 with a homeowner's exemption, up 209.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Sheldon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,198 (-7.2%) Land $40,570 Building $217,628	$258,198 (-7.2%) Land $40,570 Building $217,628
2025	$6,334.00 (+209.28%) Homeowner's exemption	$278,231 Land $40,570 Building $237,661	$278,231 Land $40,570 Building $237,661
2024	$2,048.00
2023		$293,792 Land $40,570 Building $253,222	$293,792 Land $40,570 Building $253,222
2022	$1,797.00
2020	$1,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10906 E Fall Fern Cir in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	84 (1979–2021)
Claims Outside the SFHA	50 of 84
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 17 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 9 claims Severe Thunderstorms And Flooding, Oct 1994 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10906 E Fall Fern Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST HARRIS COUNTY MUD 1 SHELDON RI serves 1,788 people · EPA ID TX1013448
Water Source	Purchased groundwater from SHELDON ROAD MUD
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20