10906 Big Tree Ln, Clermont, FL 34711 Property Records

Lake County property record for 10906 Big Tree Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,409 sqft · built 1978
Lot Size	0.638 acres (27,812 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Nov 2021)
Tax Bill	$1,670 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-0600-000-02800`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-0600-000-02800`
Alternative APN	`1440483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	27,812 sqft (0.638 acres)
Lot Dimensions	180 ft deep x 145 ft wide
Garage Type	Finished
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1440483
Street Address	10906 BIG TREE LN
City	CLERMONT
State	FL
Zip	34711-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CRESCENT VIEW DEVELOPMENT LOT 28 E 40 FT OF N 40 FT OF LOT 38A & 1/39 INT IN LOT 20 PB 14 PG 62 ORB 5827 PG 1623
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	LAKE CRESCENT VIEW DEVELOPMENT
Legal Tract	600
Legal Lot Number	28,38
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1023
Census Tract	31323

Owner

10906 Big Tree Ln is owned and occupied by an individual who bought it in November 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10906 BIG TREE LN, CLERMONT, FL 34711-9311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Mar 12, 2001 · Amount on File
Deed Document Number	2021151755
Deed Book / Page	5827 / 1623
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 2, 2021
Property Address	10906 BIG TREE LN, CLERMONT, FL 34711-9311
Document Number	0058271623
Book / Page	5827 / 1623
Map Reference	MB 14 PG 62
Instrument Date	Oct 20, 2021
Instrument	2021151755
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 SEBERN CLOSE CT APT 5, 5, BOWLING GREEN, KY 42101-4446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 BIG TREE LN, CLERMONT, FL 34711-9311

Mortgage

Document Number	0058271624
Date	Nov 2, 2021
Instrument	5827/1624

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,650 Land $62,700 Building $47,950	$212,406 Land $62,700 Building $149,706
2024	$1,670.00 (+15.41%)
2023	$1,447.00 (+15.02%) Homeowner's exemption	$104,410 (+2.99%)	$207,145 (-) Land $62,700 Building $144,445
2022	$1,258.00 Homeowner's exemption	$101,375	$207,145 Land $62,700 Building $144,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10906 Big Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10906 Big Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20