San Diego County property record for 10905 James Hill Dr, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,359 sqft · built 1981 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,384 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 377-111-43-00 |
| Primary APN | 377-111-43-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,359 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 45,738 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 10905 JAMES HILL DR |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 3 TR PM02918 |
| Legal Subdivision | SAN DIEGO BEACH CLUB |
| Legal Tract | 2 |
| Legal Block | 1 |
| Legal Lot Number | 224 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 16901 |
10905 James Hill Dr is owned and occupied by two individuals who acquired it in July 2005.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10905 JAMES HILL DR, LAKESIDE, CA 92040-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 5, 2005 |
| Transfer Doc | 0000605723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 17, 2026 |
| Property Address | 10905 JAMES HILL DR, LAKESIDE, CA 92040-1222 |
| Document Number | 0000204881 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026204881 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10905 JAMES HILL DR, LAKESIDE, CA 92040-1222 |
| Document Number | 0000204881, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026204881 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10905 JAMES HILL DR, LAKESIDE, CA 92040-1222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10905 JAMES HILL DR, LAKESIDE, CA 92040-1222 |
| Document Number | 0000055139 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0055139 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10905 James Hill Dr was $3,384.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $277,208 (+2%) Land $66,788 Building $210,420 | |
| 2025 | $3,384.00 | $271,774 Land $65,479 Building $206,295 |
| 2023 | $3,131.00 (+1.66%) Homeowner's exemption | $261,223 Land $62,938 Building $198,285 |
| 2022 | $3,080.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10905 James Hill Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1978–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10905 James Hill Dr is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures