10905 E 81st Ter, Raytown (Kansas City), MO 64138 Property Records

Jackson County property record for 10905 E 81st Ter, Raytown, MO 64138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1940
Lot Size	0.34 acres (14,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2005)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-740-06-05`

Property Details

APN / Parcel Number

Primary APN	`45-740-06-05`
Alternative APNs	`45-740-06-05-00-0-00-000` `45740060500000001` `935080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	864 sqft
Basement Area	816 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,807 sqft (0.34 acres)
Lot Dimensions	140 ft deep x 108 ft wide
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	935080
Street Address	10905 E 81ST TER
City	RAYTOWN
State	MO
Zip	64138-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING HILLS ADD LOT 35
Legal Subdivision	ROLLING HILLS ADD
Legal Block	1
Legal Lot Number	35
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	1
Census Block	1018
Census Tract	12802

Owner

Source: Jackson County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10905 E 81ST TER, RAYTOWN, MO 64138-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Loan Modification, Mortgage WELLS FARGO BK
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2005 · Amount on Record
Deed Sale	Mar 28, 2005 · Amount on Record
Prior Sale	Dec 26, 2002 · Amount on Record
Deed Document Number	200525037
Prior Transfer Date	Mar 21, 2005
Prior Transfer Doc	0000I25037
Record Updated	Sep 20, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	10905 E 81ST TER, RAYTOWN, MO 64138-2230
Document Number	0000E61081
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10905 E 81ST TER RAYTOWN MO 641382230, RAYTOWN, MO 64138-2230

Mortgage

Document Number	0000E61081
Date	Aug 6, 2019
Instrument	61081E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate	4.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10905 E 81ST TER, RAYTOWN, MO 64138-2230
Document Number	0000E53346
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10905 E 81ST TER RAYTOWN MO 641382230, RAYTOWN, MO 64138-2230

Mortgage

Document Number	0000E53346
Date	Jul 12, 2019
Instrument	53346E

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+3.35%)	$18,342 (+2.7%) Land $5,468 Building $12,874	$96,540 (+2.7%)
2024	$1,611.00 (+0.69%)
2023	$1,600.00	$17,860 Land $5,179 Building $12,681	$94,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1984–2004)
Claims Outside the SFHA	15 of 15
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 2 serves 16,440 people · EPA ID MO1024276
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

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