10905 48th Ave E, Tacoma, WA 98446 Property Records

Pierce County property record for 10905 48th Ave E, Tacoma, WA 98446

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,540 sqft · built 1953
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$582,472 (Mar 2023)
Tax Bill$7,277 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN031901-4-025

Property Details

APN / Parcel Number

Primary APN031901-4-025

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area2,540 sqft Living Area
Gross Area2,844 sqft
1st Floor Area748 sqft
Upper Floors Area560 sqft
Basement Area560 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
Garage TypeCarport
Garage Area350 sqft
CarportCarport
Carport Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area304 sqft
Deck Area304 sqft
Patio Area304 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address10905 48TH AVE E
CityTACOMA
StateWA
Zip98446-5101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSECTION 01 TOWNSHIP 19 RANGE 03 QUARTER 43 : COM 1689.86 FT S OF NE COR OF E 1/2 OF W 1/2 OF SE TH W 306.926 FT TO POB TH S 02 DEG 07 MIN E 100 FT TH W 316.23 FT TH N 02 DEG 07 MIN W 100 FT TH E TO POB
Legal Range03
Legal Township19
Legal Section01
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2000
Census Tract71305

Owner

10905 48th Ave E is owned and occupied by two individuals who bought it in March 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address10905 48TH AVE E, TACOMA, WA 98446-5101
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer · FHA Mortgage
LUMINATE HOME LOANS INC
Dec 9, 2022Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CU
Jul 29, 2022Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2023 · Amount on File
Deed SaleMar 23, 2023 · Amount on File
Prior SaleSep 25, 2007 · Amount on File
Deed Document Number2023284
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMar 23, 2023
Property Address10905 48TH AVE E, TACOMA, WA 98446-5101
Document Number0003230284
Instrument DateMar 20, 2023
Instrument202303230284
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,468.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2317 S FERRY ST, TACOMA, WA 98405-2812

Mortgage

Document Number0003230285
DateMar 23, 2023
Instrument202303230285
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Mortgage

Document Number0003230286
DateMar 23, 2023
Instrument202303230286
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55405
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address10905 48TH AVE E, TACOMA, WA 98446-5101
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012090225
DateDec 9, 2022
Instrument202212090225
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
AddressSEATTLE, WA 98124
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address10905 48TH AVE E, TACOMA, WA 98446-5101
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007290665
DateJul 29, 2022
Instrument202207290665
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
AddressSEATTLE, WA 98124
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 10905 48th Ave E was $7,277, up 17.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictFranklin Pierce School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,277.00 (+17.47%)$610,100 Land $210,400 Building $399,700$610,100 Land $210,400 Building $399,700
2025$6,195.00 (+8.42%)
2024$5,714.00 (-0.17%)$495,900 (-4.21%) Land $195,000 Building $300,900$495,900 (-4.21%) Land $195,000 Building $300,900
2023$5,724.00$517,700 Land $214,000 Building $303,700$517,700 Land $214,000 Building $303,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10905 48th Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10905 48th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMIT WATER & SUPPLY CO
private · serves 19,125 people · EPA ID WA5385050
Water SourceGroundwater
Last State InspectionMay 2021
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: CenturyLink, Verizon.

Nearby Properties on 48th Ave E

Nearby Streets

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