10904 Cobble Run, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 10904 Cobble Run, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,680 sqft · built 2017
Lot Size	0.612 acres (26,637 sqft)
Owner	Company Name on Record
Last Sale	$499,900 (Jul 2017)
Tax Bill	$5,789 (2026)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18C-37-1-158`

Property Details

APN / Parcel Number

Primary APN	`18C-37-1-158`
Alternative APN	`018C37 1158`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,680 sqft Finished Area
Basement Area	2,680 sqft
Unfinished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	26,637 sqft (0.612 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10904 COBBLE RUN
City	SPOTSYLVANIA
State	VA
Zip	22551-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P3
Legal Description	FAWN LAKE LOT 1158 SEC 17A
Legal Subdivision	FAWN LAKE
Legal Lot Number	1158
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2010
Census Tract	20407

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Intrafamily Transfer, Transfer
Sep 13, 2021	Intrafamily Transfer, Transfer
Jul 11, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA
May 15, 2017	Deed of Trust, Mortgage · Line of Credit VIRGINIA PTRS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	201712286
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	0000002692
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 13, 2021
Property Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938
Document Number	0210027603
Instrument Date	Sep 10, 2021
Instrument	210027603
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 13, 2021
Property Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938
Document Number	0210027602
Instrument Date	Sep 10, 2021
Instrument	210027602
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 11, 2017
Property Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938
Document Number	201700012286
Instrument Date	Jun 30, 2017
Instrument	12286
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WOODBURY WAY SYOSSET NY 117912721, SYOSSET, NY 11791-2721

Mortgage

Document Number	201700012287
Date	Jul 11, 2017
Instrument	12287

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.63%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10904 COBBLE RUN, SPOTSYLVANIA, VA 22551-8938
Document Number	201700008367
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	201700008367
Date	May 15, 2017
Instrument	8367

Lender

Name	VIRGINIA PTRS BK
Type	Bank
Address	FREDERICKSBRG, VA 22401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,789.00 (+33.51%)	$785,200 (+39.72%) Land $165,000 Building $620,200
2025			$785,200 (+39.72%) Land $165,000 Building $620,200
2023	$4,336.00	$562,000 Land $100,000 Building $462,000	$562,000 Land $100,000 Building $462,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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