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10903 Prospector Rd, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10903 Prospector Rd, Rough And Ready, CA 95975

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,689 sqft · built 1991
Lot Size3.13 acres (136,343 sqft)
OwnerIndividual Name on File
Tax Bill$3,417 (2025)
Deeds & MortgagesJul 2018 Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN052-320-002-000

Property Details

APN / Parcel Number

Primary APN052-320-002-000
Alternative APN
  • 52-320-02-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
1st Floor Area1,689 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1992
Architectural StyleTraditional
Lot Area136,343 sqft
TerrainCombination
View / LotAverage
Garage TypeAttached
Garage Area711 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Guest House561 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
Water SourceWell

Location & Zoning

Old Parcel Number52-320-02-000
Street Address10903 PROSPECTOR RD
CityROUGH AND READY
StateCA
Zip95975-9706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-5
Legal DescriptionPTN SE 1/4 23-16-7
Legal Range7E
Legal Township16N
Legal Section23
JurisdictionNEVADA CA
Township / Civil DivisionGRASS VALLEY
Census Block Group3
Census Block3015
Census Tract404

Owner

Source: Nevada County records · APN 052-320-002-000

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10903 PROSPECTOR RD, ROUGH AND READY, CA 95975-9706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 21, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 26, 2018
Transfer Doc0000010012
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address10903 PROSPECTOR RD, ROUGH AND READY, CA 95975-9706
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014485
DateJul 20, 2018
Instrument20180014485
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEVADA CA
Recording DateMay 21, 2018
Property Address10903 PROSPECTOR RD, ROUGH AND READY, CA 95975-9706
Document Number0000010012
Instrument DateMar 26, 2018
Instrument10012
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10903 PROSPECTOR RD ROUGH AND READY CA 959759706, ROUGH AND READY, CA 95975-9706

Tax Assessment & Valuation

Source: Nevada County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNevada County
Elementary School DistrictPenn Valley Union Elementary School District (KG - 08)
Secondary School DistrictNevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$310,176 (+2%) Land $67,685 Building $242,491
2025$3,417.00 (+4.34%) Homeowner's exemption$304,095 (+4.04%) Land $66,358 Building $237,737
2023$3,275.00 (+2.34%) Homeowner's exemption$292,288 Land $63,782 Building $228,506$403,110
2022$3,200.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nevada County (06057C), as of August 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Succeed.Net
Fixed Wireless		100 / 50
SmarterBroadband
Fixed Wireless		100 / 25

May also be available: DigitalPath, Verizon.

Based on FCC filings for 29 locations within half a mile of this property.

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