10903 Mesquite Flat, Helotes, TX 78023 Property Records

Bexar County property record for 10903 Mesquite Flat, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,529 sqft · built 1974
Lot Size	2.04 acres (89,124 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Jan 2018 Reverse Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04481-001-0810`

Property Details

APN / Parcel Number

Primary APN	`04481-001-0810`
Alternative APN	`240150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,529 sqft Living Area
Gross Area	3,315 sqft
1st Floor Area	2,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	89,124 sqft (2.04 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	192 sqft
Greenhouse	192 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10903 MESQUITE FLT
City	HELOTES
State	TX
Zip	78023-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4481A BLK LOT 81
Legal Subdivision	HELOTES RANCH ACRES UN 3
Legal Tract	81
Legal Block	1
Legal Lot Number	81
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	2
Census Block	2010
Census Tract	182106

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10903 MESQUITE FLT, HELOTES, TX 78023-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 20, 2017
Transfer Doc	0000250098
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10903 MESQUITE FLT, HELOTES, TX 78023-4223
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10903 MESQUITE FLT, HELOTES, TX 78023-4223

Mortgage

Document Number	0000003619
Date	Jan 8, 2018
Book Page	18934/0338
Instrument	20180003619

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10903 MESQUITE FLT, HELOTES, TX 78023-4223
Document Number	0000003620
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10903 MESQUITE FLT HELOTES TX 780234223, HELOTES, TX 78023-4223

Mortgage

Document Number	0000003620
Date	Jan 8, 2018
Book Page	018934/000354
Instrument	3620

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.6%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEXAR TX
Recording Date	Dec 21, 2017
Property Address	10903 MESQUITE FLT, HELOTES, TX 78023-4223
Document Number	0000250098
Book / Page	018908 / 001203
Instrument Date	Dec 20, 2017
Instrument	250098
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10903 MESQUITE FLT HELOTES TX 780234223, HELOTES, TX 78023-4223

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Helotes City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (-14.96%) Homeowner's exemption Senior Citizen's exemption	$592,510 (+0.85%) Land $172,940 Building $419,570	$592,510 (+0.85%) Land $172,940 Building $419,570
2024	$5,113.00 (-2.7%)
2023	$5,255.00 (-28.4%) Homeowner's exemption Senior Citizen's exemption	$587,540 Land $172,940 Building $414,600	$587,540 Land $172,940 Building $414,600
2022	$7,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	12 (1998–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Tropical Storm Erin, Aug 2007 · 2 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: VTX Communications.

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