10903 E Co Rd 400 N, Forest, IN 46039 Property Records

Clinton County property record for 10903 E Co Rd 400 N, Forest, IN 46039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,336 sqft · built 1975
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Aug 2020)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-21-200-004.000-003`

Property Details

APN / Parcel Number

Primary APN	`12-08-21-200-004.000-003`
Alternative APNs	`00265921752` `00235002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,336 sqft Living Area
1st Floor Area	2,336 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00265921752
Street Address	10903 E COUNTY ROAD 400 N
City	FOREST
State	IN
Zip	46039-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002-08009-00 PT E NE 21-22-2E 4A 10035-36C
Jurisdiction	CLINTON IN
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2004
Census Tract	950100

Owner

10903 E Co Rd 400 N is owned and occupied by an individual who bought it in August 2020.

Source: Clinton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10903 E COUNTY ROAD 400 N, FOREST, IN 46039-9504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MERCANTILE BANK
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Feb 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage LAFAYETTE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Mar 31, 1997 · Amount on File
Deed Document Number	20203100
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	10903 E COUNTY ROAD 400 N, FOREST, IN 46039-9504
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220537
Date	Feb 8, 2022
Instrument	20220537

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	10903 E COUNTY ROAD 400 N, FOREST, IN 46039-9504
Transaction Type	Mortgage
Record Updated	Aug 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202274
Date	Jun 17, 2020
Instrument	2020-2274

Lender

Name	FIRST MERCANTILE BANK
Type	Bank
Address	LAFAYETTE, IN 47905

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Aug 12, 2020
Property Address	10903 E COUNTY ROAD 400 N, FOREST, IN 46039-9504
Document Number	20203100
Instrument Date	Jul 22, 2020
Instrument	20203100
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10903 E COUNTY ROAD 400 N, FOREST, IN 46039-9504

Mortgage

Document Number	20203101
Date	Aug 12, 2020
Instrument	20203101

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	10903 E COUNTY ROAD 400 N, FOREST, IN 46039-9504
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180457
Date	Feb 13, 2018
Instrument	2018-0457

Lender

Name	LAFAYETTE BANK & TRUST CO
Type	Bank
Address	LAFAYETTE, IN 47905

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 26, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 10903 E Co Rd 400 N was $1,734 with a homeowner's exemption, up 6.4% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Forest Township
Unified School District	Clinton Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (+6.38%) Homeowner's exemption	$212,700 Land $36,200 Building $176,500	$212,700 Land $36,200 Building $176,500
2024	$1,630.00 (+21.46%)
2023	$1,342.00 (+11.74%)	$152,000 (-0.13%) Land $36,200 Building $115,800	$152,000 (-0.13%) Land $36,200 Building $115,800
2022	$1,201.00	$152,200 Land $36,200 Building $116,000	$152,200 Land $36,200 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10903 E Co Rd 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10903 E Co Rd 400 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Geetingsville Telephone Fixed Wireless	10 / 1

May also be available: Watch TV.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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