10903 E 10th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10903 E 10th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,908 sqft · built 1976
Lot Size	0.274 acres (11,932 sqft)
Owner	Individual Name on File
Last Sale	$164,500 (Jan 2007)
Tax Bill	$4,301 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45213.2312`

Property Details

APN / Parcel Number

Primary APN	`45213.2312`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,932 sqft (0.274 acres)
Lot Dimensions	139 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Deck Area	56 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10903 E 10TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PIERCE ADD L12 B1
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	PIERCE ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2013
Census Tract	12600

Owner

10903 E 10th Ave is owned and occupied by an individual who acquired it in December 2012.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10903 E 10TH AVE, SPOKANE VALLEY, WA 99206-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2007 · Amount on File
Deed Sale	Jan 12, 2007 · Amount on File
Prior Sale	May 6, 1999 · Amount on File
Deed Document Number	20075484605
Last Transfer Date	Dec 12, 2012
Transfer Doc	0006161243
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10903 E 10TH AVE, SPOKANE VALLEY, WA 99206-2827
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007227260
Date	Jul 27, 2022
Instrument	7227260

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10903 E 10TH AVE, SPOKANE VALLEY, WA 99206-2827
Document Number	0006766665
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10903 E 10TH AVE SPOKANE VALLEY WA 992062827, SPOKANE VALLEY, WA 99206-2827

Mortgage

Document Number	0006766665
Date	Dec 6, 2018
Instrument	6766665

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10903 E 10th Ave was $4,301, down 2.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,301.00 (-2.71%)	$392,600 Land $120,000 Building $272,600	$392,600 Land $120,000 Building $272,600
2025	$4,421.00
2024		$376,000 (+24.34%) Land $77,000 Building $299,000	$376,000 (+24.34%) Land $77,000 Building $299,000
2023	$3,855.00 (+0.92%)	$302,400 Land $55,000 Building $247,400	$302,400 Land $55,000 Building $247,400
2022	$3,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10903 E 10th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10903 E 10th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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