10902 Thunder Falls Ave, Bakersfield, CA 93312 Property Records

Kern County property record for 10902 Thunder Falls Ave, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,602 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (Jul 2020)
Tax Bill	$5,537 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`525-532-16-00-1`

Property Details

APN / Parcel Number

Primary APN	`525-532-16-00-1`
Alternative APNs	`525-532-16-4` `5255321600` `52553216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,602 sqft Living Area
Gross Area	3,183 sqft
1st Floor Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Account Number	525532164
Street Address	10902 THUNDER FALLS AVE
City	BAKERSFIELD
State	CA
Zip	93312-6686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6184 , BLOCK UN3, LOT 141
Legal Subdivision	TRACT 6184 UNIT 3
Legal Tract	6184
Legal Block	3
Legal Lot Number	141
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3008
Census Tract	3818

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2022	Deed of Trust, Mortgage · FHA Mortgage TEXANA BANK NA
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Jul 10, 2020	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jan 14, 2014 · Amount on Record
Deed Document Number	202090304
Prior Transfer Date	Jul 1, 2015
Prior Transfer Doc	0000088781
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063834
Date	Jun 1, 2023
Instrument	223063834

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686

Mortgage

Document Number	0000072461
Date	May 9, 2022
Instrument	222072461

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686

Mortgage

Document Number	0000081499
Date	Apr 29, 2021
Instrument	221081499

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 10, 2020
Property Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Document Number	0000090304
Map Reference	MB 53 PGY 88-91
Instrument Date	Jun 3, 2020
Instrument	220090304
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10902 THUNDER FALLS AVE, BAKERSFIELD, CA 93312-6686
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090305
Date	Jul 10, 2020
Instrument	220090305

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$379,800 (+2%) Land $82,804 Building $296,996
2025	$5,537.00 (+2.96%)	$372,354 (+4.04%) Land $81,181 Building $291,173
2023	$5,378.00 (+1.59%)	$357,897 Land $78,030 Building $279,867
2022	$5,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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