10902 River Pines Dr N, Champlin, MN 55316 Property Records

Hennepin County property record for 10902 River Pines Dr N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 2020
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$606,521 (Jan 2021)
Tax Bill	$8,273 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-120-21-33-0038`

Property Details

APN / Parcel Number

Primary APN	`34-120-21-33-0038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	1,720 sqft
Basement Area	926 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	122 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	864 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	10902 RIVER PINES DR N
City	CHAMPLIN
State	MN
Zip	55316-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 002 B MISSISSIPPI RIVER PINES 54X122X86X110X141
Legal Range	21
Legal Township	120
Legal Section	34
Legal Quarter	33
Legal Subdivision	MISSISSIPPI RIVER PINES
Legal Block	2
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1011
Census Tract	26906

Owner

Source: Hennepin County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 26, 2020	Deed of Trust, Construction Loan · Construction Mortgage ALLIED FNDG
Dec 26, 2019	Warranty Deed, Transfer PRINCIPAL PROPS LLC
Apr 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	202110901300
Prior Transfer Date	Apr 18, 2019
Prior Transfer Doc	0A10651705
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 15, 2021
Property Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503
Document Number	0A10901300
Instrument Date	Nov 17, 2020
Instrument	A10901300
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,001.52
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503

Mortgage

Document Number	0A10901301
Date	Jan 15, 2021
Instrument	A10901301

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Aug 26, 2020
Property Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503
Document Number	0010836449
Instrument Date	Aug 21, 2020
Instrument	10836449
Transaction Type	Construction Loan
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3495 NORTHDALE BLVD NW #200 COON RAPIDS MN 554486714, 200, COON RAPIDS, MN 55448-6714

Mortgage

Document Number	0010836449
Date	Aug 26, 2020
Instrument	10836449

Lender

Name	ALLIED FNDG
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 26, 2019
Property Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503
Document Number	0010740154
Instrument Date	Dec 20, 2019
Instrument	10740154
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$391.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3495 NORTHDALE BLVD NW #200 COON RAPIDS MN 554486714, 200, COON RAPIDS, MN 55448-6714
Investor	Possibly a Property Investor

Mortgage

Document Number	10740155
Date	Dec 26, 2019
Instrument	10740155

Lender

Name	PRINCIPAL PROPS LLC
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount Recorded

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 18, 2019
Property Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503
Document Number	0010651705
Instrument Date	Apr 18, 2019
Instrument	10651705
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11250 MISSISSIPPI DR N CHAMPLIN MN 553163569, CHAMPLIN, MN 55316-3569

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 29, 2019
Property Address	10902 RIVER PINES DR N, CHAMPLIN, MN 55316-4503
Document Number	0010633653
Instrument Date	Feb 19, 2009
Instrument	10633653
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11250 MISSISSIPPI DR N CHAMPLIN MN 553163569, CHAMPLIN, MN 55316-3569

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,273.00 (+13.61%)	$644,100 (+9.24%) Land $155,300 Building $488,800	$644,100 (+9.24%) Land $155,300 Building $488,800
2024	$7,282.00 (+6.45%)	$589,600 (+0.44%) Land $115,000 Building $474,600	$589,600 (+0.44%) Land $115,000 Building $474,600
2023	$6,841.00 Homeowner's exemption
2022		$587,000 Land $132,000 Building $455,000	$587,000 Land $132,000 Building $455,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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