10902 River Oaks Dr, Conroe, TX 77385 Property Records

Montgomery County property record for 10902 River Oaks Dr, Conroe, TX 77385

Property Summary

Property TypeMobile Home
Details1,680 sqft · built 2017
Lot Size0.273 acres (11,900 sqft)
OwnerIndividual Name on File
Tax Bill$326 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone AE (high risk)
APN7496-00-09200

Property Details

APN / Parcel Number

Primary APN7496-00-09200
Alternative APN
  • R127634

Interior

Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area11,900 sqft (0.273 acres)
PorchPorch
Porch Area714 sqft

Location & Zoning

Street Address10902 RIVER OAKS DR
CityCONROE
StateTX
Zip77385-4002
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code6
Legal DescriptionS749600 - OAK FOREST 597, BLOCK 7, LOT 92, SERIAL OC011830149A, LABEL # NTA1776952, MAKE OAK CREEK
Legal SubdivisionOAK FOREST 597
Legal Block7
Legal Lot Number92
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2000
Census Tract692101

Owner

10902 River Oaks Dr, a mobile home, is owned and occupied by an individual who acquired it in April 1998.

Source: Montgomery County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address10902 RIVER OAKS DR, CONROE, TX 77385-4002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1982
Deed SaleSep 1, 1982
Prior SaleJul 1, 1978
Last Transfer DateApr 8, 1998
Transfer Doc0000045444
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address10902 RIVER OAKS DR, CONROE, TX 77385-4002
Document Number0000056647
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10902 RIVER OAKS DR CONROE TX 773854002, CONROE, TX 77385-4002

Mortgage

Document Number0000056647
DateJun 14, 2018
Instrument56647
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
AmountAmount on Record
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10902 River Oaks Dr was $326 with exemptions applied, up 4.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,548 (+9.79%) Land $43,500 Building $95,048$138,548 (-4.21%) Land $43,500 Building $95,048
2025$326.00 (+4.49%) Homeowner's exemption Senior Citizen's exemption$126,199 (+1%) Land $43,500 Building $101,141$144,641 (+26.08%) Land $43,500 Building $101,141
2024$312.00 (-61.43%) Homeowner's exemption$114,726 (-3.27%) Land $43,500 Building $71,226$114,726 (-3.27%) Land $43,500 Building $71,226
2023$809.00 Homeowner's exemption$118,610 Land $43,500 Building $75,110$118,610 Land $43,500 Building $75,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10902 River Oaks Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 63 policies
Nearby Flood Policies63 in force
Nearby Flood Claims38 (2008–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Beryl, Jul 2024 · 3 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 14 claims
  • Hurricane Harvey, Aug 2017 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10902 River Oaks Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WOODLOCH
serves 747 people · EPA ID TX1700112
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000

May also be available: Ezee Fiber, Optimum.

Nearby Properties on River Oaks Dr

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