Frederick County property record for 10902 Putman Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,274 sqft · built 1974 |
| Lot Size | 15.2 acres (662,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Apr 1991) |
| Tax Bill | $4,964 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-401710 |
| Primary APN | 20-401710 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 1,400 sqft |
| 1st Floor Area | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 662,983 sqft |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 339 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 401710 |
|---|---|
| Street Address | 10902 PUTMAN RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 15.22 ACRES W/S PUTMAN ROAD S/FISH HATCHERY ROAD |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751302 |
10902 Putman Rd is owned and occupied by an individual who acquired it in July 2013.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10902 PUTMAN RD, THURMONT, MD 21788-2743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 1991 · Amount on File |
| Deed Sale | Apr 30, 1991 · Amount on File |
| Prior Sale | Jul 28, 1989 · Amount on File |
| Deed Book / Page | 1704 / 176 |
| Last Transfer Date | Jul 29, 2013 |
| Transfer Doc | 0097020280 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10902 Putman Rd was $4,964 with a homeowner's exemption, up 6.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,467 (+6.44%) | $547,600 (+19.33%) Land $254,800 Building $292,800 | |
| 2025 | $4,964.00 (+6.25%) Homeowner's exemption | $458,900 Land $175,700 Building $283,200 | $458,900 Land $175,700 Building $283,200 |
| 2024 | $4,672.00 (+8.65%) | ||
| 2023 | $4,300.00 Homeowner's exemption | $376,900 | $458,900 Land $175,700 Building $283,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10902 Putman Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2003–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10902 Putman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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