10902 Ocean Gateway, Berlin, MD 21811 Property Records

Worcester County property record for 10902 Ocean Gateway, Berlin, MD 21811

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,109 sqft · built 2008
Lot Size	3.12 acres (135,907 sqft)
Owner	Trust Name on File
Last Sale	$1,485,000 (Mar 2005)
Tax Bill	$20,857 (2026)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-018091`

Property Details

APN / Parcel Number

Primary APN	`03-018091`
Alternative APN	`018091`

Interior

Units	4 Units
Stories	1 Story
Building Area	4,109 sqft Total Area
1st Floor Area	4,109 sqft
Upper Floors Area	631 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	135,907 sqft (3.12 acres)
Lot Dimensions	716 ft deep x 159 ft wide
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Sewer	Connected

Location & Zoning

Account Number	018091
Street Address	10902 OCEAN GTWY
City	BERLIN
State	MD
Zip	21811-3538
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	REV PAR 82 3.12 ACS SOUTH SIDE R-50 JOHN JARVIS FOR CONSV PL
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1001
Census Tract	950900

Owner

10902 Ocean Gateway, a commercial property, is held in a trust since March 2005.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 417, OCEAN CITY, MD 21843-0417
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2005 · Amount on File
Deed Sale	Mar 2, 2005 · Amount on File
Deed Document Number	2005354912
Deed Book / Page	4369 / 102
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 25, 2025
Property Address	10902 OCEAN GTWY, BERLIN, MD 21811-3538
Document Number	0090130247
Book / Page	9013 / 247
Map Reference	LB 34 FO 181
Instrument Date	Sep 10, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	PO BOX 417, OCEAN CITY, MD 21843-0417

Tax Assessment & Valuation

The 2026 property tax bill for 10902 Ocean Gateway was $20,857, up 4% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,857.00 (+4.02%)	$2,253,433 (+4.04%)	$2,428,300 (+12.11%) Land $1,350,900 Building $1,077,400
2025	$20,050.00	$2,166,000 Land $1,098,400 Building $1,067,600	$2,166,000 Land $1,098,400 Building $1,067,600
2023	$19,018.00	$1,987,267	$2,166,000 Land $1,098,400 Building $1,067,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10902 Ocean Gateway in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10902 Ocean Gateway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20