San Bernardino County property record for 10902 Emerson St, Rancho Cucamonga, CA 91701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,956 sqft · built 1987 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Aug 2018) |
| Tax Bill | $8,018 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1076-551-43-0000 |
| Primary APN | 1076-551-43-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,167 sqft |
| 2nd Floor Area | 789 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 320 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10902 EMERSON ST |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91701-7508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 13059 LOT 77 |
| Legal Subdivision | TRACT NO 13059 |
| Legal Tract | 13059 |
| Legal Block | 2 |
| Legal Lot Number | 77 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2029 |
10902 Emerson St is owned and occupied by an individual who bought it in August 2018.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10902 EMERSON ST, RANCHO CUCAMONGA, CA 91701-7508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ML MORTGAGE CORP |
| Aug 14, 2018 | Grant Deed, Transfer · Conventional Mortgage MARK 1 MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Prior Sale | Jul 22, 2013 · Amount on File |
| Deed Document Number | 2018296219 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0000319531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10902 EMERSON ST, RANCHO CUCAMONGA, CA 91701-7508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10902 EMERSON ST, RANCHO CUCAMONGA, CA 91701-7508 |
| Document Number | 0000518071 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0518071 |
| Name | ML MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 14, 2018 |
| Property Address | 10902 EMERSON ST, RANCHO CUCAMONGA, CA 91701-7508 |
| Document Number | 0000296219 |
| Map Reference | MB 192 PG 66-69 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 2018-0296219 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIDELITY NATIONAL TITLE COM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10902 EMERSON ST, RANCHO CUCAMONGA, CA 91701-7508 |
| Document Number | 0000296220 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-0296220 |
| Name | MARK 1 MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 10902 Emerson St was $8,018 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Elementary School District | Alta Loma Elementary School District (KG - 08) |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,320 (+2%) Land $167,830 Building $503,490 | |
| 2025 | $8,018.00 Homeowner's exemption | $658,157 Land $164,539 Building $493,618 |
| 2023 | $7,608.00 (+0.71%) Homeowner's exemption | $632,600 Land $158,150 Building $474,450 |
| 2022 | $7,554.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10902 Emerson St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10902 Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GeoLinks, T-Mobile, Verizon.
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