10902 Childs St, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10902 Childs St, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,189 sqft · built 1960
Lot Size0.216 acres (9,395 sqft)
Owner2 Individual Names on File
Tax Bill$5,169 (2025)
Deeds & MortgagesMar 2023 Mortgage
May 2019 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-00308065

Property Details

APN / Parcel Number

Primary APN05-00308065
Alternative APN
  • 00308065

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,189 sqft Living Area
1st Floor Area1,639 sqft
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area9,395 sqft (0.216 acres)
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area324 sqft
Deck Area240 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00308065
Street Address10902 CHILDS ST
CitySILVER SPRING
StateMD
Zip20901-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionBURNT MILLS MANOR SE C 2
Legal SubdivisionBURNT MILLS MANOR
Legal Block6
Legal Lot NumberP2
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group2
Census Block2006
Census Tract701506

Owner

Source: Montgomery County records · APN 05-00308065

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10902 CHILDS ST, SILVER SPRING, MD 20901-4409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
May 06, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLAGSTAR BANK FSB
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2003
Deed SaleOct 03, 2003
Prior SaleOct 03, 2003
Deed Document Number2003284192
Deed Book / Page25431 / 321
Transfer Doc0210290341
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10902 CHILDS ST, SILVER SPRING, MD 20901-4409
Transaction TypeMortgage
Record UpdatedMar 21, 2023
Title CompanyGPN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10902 CHILDS ST, SILVER SPRING, MD 20901-4409

Mortgage

Document Number0667970178
DateMar 08, 2023
Book Page66797/178
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10902 CHILDS ST, SILVER SPRING, MD 20901-4409
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0575180234
DateMay 06, 2019
Book Page57518/234
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2039

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10902 CHILDS ST, SILVER SPRING, MD 20901-4409
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyBLUEPRINT TITLE DMV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0603880132
DateAug 28, 2020
Book Page60388/132
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$450,700 (+2.88%) Land $214,600 Building $236,100$450,700 (-) Land $214,600 Building $236,100
2025$5,169.00 (-8.17%)$438,100 (+6.1%)$450,700 (+9.15%) Land $214,600 Building $236,100
2024$5,629.00 (+27.61%)
2023$412,900 Land $214,600 Building $198,300$412,900 Land $214,600 Building $198,300
2022$4,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 239 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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